Amy, I wanted to tell you that there is a link on another thread in the
disney dining plan forum that is a OOP vs
DDP calculator. I love it. It leads you to a
Youtube of a couple who made some sort of interactive spreadsheet where you can plug in your numbers and it analzyes it all for you. If you type in OOP vs DDP in the disney dining plan forum it should pop up in one of those threads.
For us, we are definitely shooting for RO dsct. We are not huge sit down eaters, do a lot of sharing, not a lot of character meals and not dessert peeps. Staying at the BC so I think the RO is a better dsct for out situation.
What I am going to do (which of course I learned from some wise peeps on the DIS

) is put my food/tip budget on a gift card and pretend I have the DDP...That way it is already paid for. Just tricking myself...
Just edited because the thread is called "Dining Plan Calculator...Terrific tool"