We are "deluxe fans", and have opted to not buy DVC. There are our reasons:
1. We don't want a monthly bill, and don't want to put the cash up front, either.
2. As much as I love Disney World, DH, DSs, and I prefer to take other vacations, too. We all love cruising (another
Disney cruise next year!!), and we have tentative plans to go to Europe in the next couple of years.
3. We are finding that we like the Monorail/Magic Kingdom resorts the best. I know that the Contemporary is adding DVC rooms/suites/etc but that resort interests us the least. Even with the new rooms, DH doesn't want to stay there, and that's fine with me. He doesn't have to twist my arm to get me to stay at the Polynesian or the Grand Floridian or the Wilderness Lodge.
4. We don't like the idea of all the "rules" associated with a time share. I don't want to have to think about points, weekday rates VS weekend rates, monthly fees, etc. After 4 1/2 years on the DIS, I *finally* was able to use a code for a discount, yesterday! LOL But usually, we do not plan on or rely on, discount codes or anything like that. We book what we want, when we want, and just pay for it. (We do have
AAA, so that has saved us a few $$ on occasion).
5. When I am on vacation, I don't want to see a kitchen or washer/dryer. LOL Enough said!
Those are all of *our* reasons. However, I can definitely understand the reasons that others have for *wanting* to own DVC