First Trip Complete and already thoughts of add on!

[eandt]

We just took our first trip as owners after a couple as renters and adding on is already a thought. Own 125 at AKV but our recent trip was 2 nights at BW and 4 at BCV, with a single night in an AKV value which we added to the beginning of our trip as we drove past Daytona Beach.

Thinking of adding 50 points at BW but not sure what the pros and cons of getting the same UY vs having another might be. Our AKV contract is Oct UY but considering adding December in order to get the 2020 points so long as they will allow them to be banked to 2021. We normally travel mid Nov/Dec/Jan, and I don't see our travel times changing much at least until we are blessed with grandkids. I have read about some of the hassles of multiple UY but being that these are so close will that be an issue?

 

[limace]

I think December is the worst use year for you with your travel times. I also think a direct add on for a 2042 resort makes no financial sense-go resale if you’re committed to BWV.

 

[The Jackal]

If you are buying direct for 50 points at BWV, I do not think they will sell it to you, if it is a change in use year. That would be a new contract and you would have to meet the minimum of 150. You could add on to your existing use year and the will sell you 50. You may want to check in this. So resale would probably be your route and 50 point BWV contracts sell quickly.

 

[eandt]

I think December is the worst use year for you with your travel times. I also think a direct add on for a 2042 resort makes no financial sense-go resale if you’re committed to BWV.

Thank you for the response. On a small contract I would go direct every time due to many factors. I get the 2042 thing but we like that area and will be mid 70's when that day comes around so it is of no concern.

 

[eandt]

If you are buying direct for 50 points at BWV, I do not think they will sell it to you, if it is a change in use year. That would be a new contract and you would have to meet the minimum of 150. You could add on to your existing use year and the will sell you 50. You may want to check in this. So resale would probably be your route and 50 point BWV contracts sell quickly.

Ty I will get in touch with my guide about that question. Our AKV 125 are direct so would any add on other than AKV be a "new contract" and subject to the 150? I would have no problem adding on to our existing UY but if Dec was a possibility that would make it a bit sweeter to get (and be able to bank) 2020 points which I would estimate to be worth about $1K

 

[kilik64]

Ty I will get in touch with my guide about that question. Our AKV 125 are direct so would any add on other than AKV be a "new contract" and subject to the 150? I would have no problem adding on to our existing UY but if Dec was a possibility that would make it a bit sweeter to get (and be able to bank) 2020 points which I would estimate to be worth about $1K

No, the add on would be a new contract if you buy a different use year. Same use year, same membership, change to a different use year, new membership AND requires you to buy 150.

 

[eandt]

No, the add on would be a new contract if you buy a different use year. Same use year, same membership, change to a different use year, new membership AND requires you to buy 150.

Ok, ty Even if its a different property same UY can add less than the 150?

 

[Stargazer65]

Ok, ty Even if its a different property same UY can add less than the 150?

Yes, because you can add on a different property to the same membership as long as it's the same UY. No minimum needed for the add on.

 

[RoseGold]

I'm not sure I would buy any 50 point contract. There's no direct incentives, and the closing costs are incredibly high per point.

Now, pitch the idea of the 200 point crazy BW incentive pricing, and maybe that makes more sense. But it sounds like you really aren't in a position to commit to an amount of points right now, and that's OK. Maybe in 10 years, you can pick up a BC contract to take the grandkids! DVC will still be there. There is no rush.

 

[DonMacGregor]

I'm not sure I would buy any 50 point contract. There's no direct incentives, and the closing costs are incredibly high per point.

Now, pitch the idea of the 200 point crazy BW incentive pricing, and maybe that makes more sense. But it sounds like you really aren't in a position to commit to an amount of points right now, and that's OK. Maybe in 10 years, you can pick up a BC contract to take the grandkids! DVC will still be there. There is no rush.

Condescend much?

Where in their post did they give even a hint that they "weren't in a position to commit to an amount of points right now"? Glad you assured them that it's "OK" though. Just because you wouldn't buy a 50 point contract, doesn't mean others wouldn't. Even if they can afford 200 or even 300 points. Some people just like having small contracts spread around multiple resorts. Also glad you've reassured them that if they have to wait ten years to follow your suggestion (knows where 10 years came from), that DVC will still be there. I'm sure that put their mind at rest. Being that they are in their 50's now, I'm sure that buying 200 points in their 60's make a ton of sense...

 

[RoseGold]

Condescend much?

Where in their post did they give even a hint that they "weren't in a position to commit to an amount of points right now"? Glad you assured them that it's "OK" though. Just because you wouldn't buy a 50 point contract, doesn't mean others wouldn't.

It's not like the only choice is buy 200 points or 50 points. You can rent points or stay in cash properties or buy 200 points in a few years.

This is just math. Closing costs are about 800-ish, direct or resale. That's 16/point on a 50 point contract. That's too high of a premium to me, just mathematically to buy any 50 point contract.

 

[DonMacGregor]

It's not like the only choice is buy 200 points or 50 points. You can rent points or stay in cash properties or buy 200 points in a few years.

This is just math. Closing costs are about 800-ish, direct or resale. That's 16/point on a 50 point contract. That's too high of a premium to me, just mathematically to buy any 50 point contract.

That doesn't explain the thinly veiled suggestion that the OP was not financially capable of making a larger purchase, and that there was no shame in waiting until they can.

 

[RoseGold]

That doesn't explain the thinly veiled suggestion that the OP was not financially capable of making a larger purchase, and that there was no shame in waiting until they can.

I actually said they might want to delay making a big commitment until future grandkids? That's what I would do in their situation, which is what they asked. Maybe it isn't what you would do, or what they want to do?

 

[DonMacGregor]

I actually said they might want to delay making a big commitment until future grandkids? That's what I would do in their situation, which is what they asked. Maybe it isn't what you would do, or what they want to do?

No, that's not true either. They simply said "We normally travel mid Nov/Dec/Jan, and I don't see our travel times changing much at least until we are blessed with grandkids". That has zero to do with number of points, and everything to do with when they travel (and selecting a use year). Their only question was: "Thinking of adding 50 points at BW but not sure what the pros and cons of getting the same UY vs having another might be."

 

[CarolMN]

We just took our first trip as owners after a couple as renters and adding on is already a thought. Own 125 at AKV but our recent trip was 2 nights at BW and 4 at BCV, with a single night in an AKV value which we added to the beginning of our trip as we drove past Daytona Beach.

Thinking of adding 50 points at BW but not sure what the pros and cons of getting the same UY vs having another might be. Our AKV contract is Oct UY but considering adding December in order to get the 2020 points so long as they will allow them to be banked to 2021. We normally travel mid Nov/Dec/Jan, and I don't see our travel times changing much at least until we are blessed with grandkids. I have read about some of the hassles of multiple UY but being that these are so close will that be an issue?

My advice is to keep the same use year if you plan to use points from both contracts for the same vacation. That will make booking much easier, and minimize the potential of "stranded" points as well as the chance of website glitches. (Most of the reports I have read regarding website issues come from members who have multiple memberships - which different use years require. I have not ever experienced one, and we have only one membership).

October is a very good use year for your stated travel times. December is the worst. Don't buy for a one-time advantage. Spend some time with this thread to see why:

Understanding Use Year

 

[peabody58]

We fought Add-On-Itis for 11 years. After staying at BWV multiple times post-Covid, we fell in love the resort and it's location (location, location). We just added on 100 pts to compliment our 160 pts at BLT. Our UY is Sept and trust me, keeping your same use year will save you a lot of planning frustration in the future. The direct incentive is till the end of the year, so you have some time to think about it.

 

[Lorana]

If you aren't going to use those points immediately, you could always wait to purchase the 50-point add-on until September of next year. You'd get 2021 AND 2022 points, and only pay dues for Sep-Dec (thus not paying dues for 8 months of the year).

 

[Sandisw]

If you aren't going to use those points immediately, you could always wait to purchase the 50-point add-on until September of next year. You'd get 2021 AND 2022 points, and only pay dues for Sep-Dec (thus not paying dues for 8 months of the year).

Except there is always the risk they won't have them in stock, especially with a sold out resort. Given that BWV is a current property with incentives, it might be a good time to buy it, even though 50 points is full price as they may have more "in stock" and by next year, they won't?

I agree that getting a Dec UY with any November travel is a bad idea. To the OP, go with Oct UY. If you have a Disney Visa, you can put the cost on there and spread it out over 6 months. The rewards you get help to offset the closing costs! We do this all the time with direct purchases!!!

 

[eandt]

If you aren't going to use those points immediately, you could always wait to purchase the 50-point add-on until September of next year. You'd get 2021 AND 2022 points, and only pay dues for Sep-Dec (thus not paying dues for 8 months of the year).

Great advice ty

 

[eandt]

Except there is always the risk they won't have them in stock, especially with a sold out resort. Given that BWV is a current property with incentives, it might be a good time to buy it, even though 50 points is full price as they may have more "in stock" and by next year, they won't?

I agree that getting a Dec UY with any November travel is a bad idea. To the OP, go with Oct UY. If you have a Disney Visa, you can put the cost on there and spread it out over 6 months. The rewards you get help to offset the closing costs! We do this all the time with direct purchases!!!

Ty! Yes we recommended ourselves for a Disney Premier Visa for our last purchase in June. Got $100 rewards on the regular Disney card plus $300 credit on the premier in addition to the $450 rewards dollars and the 6 month interest free.