Years ago 1996 I wanted to purchase
DVC, I believe it was Boardwalk that was being sold. My daughter was 6 and we had relatives in Florida so I thought it made sense. I would have had to finance. We ended up not purchasing because while I was tempted to purchase immediately I never do anything on emotion or without generally overthinking.
We ended up a one income family by choice so not making that purchase ended up the right decision for us.
If we did purchase I would not have been able to pay for my daughter’s college education which was a bigger priority for us.
Every family has to make the decisions that work for them