Financed, Cash or Both?

Financed, Cash or Both? (See overview on first post)

  • Cash

  • Financed

  • Both


Results are only viewable after voting.
Both....we paid cash for our initial contract (100 pts at AKV) and we are now financing our add-on (50 pts at HHI).
 
I had most the cash available at the time of purchase, but some of it was locked away in Certificate of Deposits (CDs) that would not mature for a few months after purchase, so I financed and only paid a few months of interest until I had all the money available to pay it off and stop paying interest.
 
I financed the first purchase from Disney because I had just paid cash for a large OKW resale contract and did not want to draw down more cash. Paid it off several months later. All remaining purchases have been cash.
 

I paid mostly cash plus borrowed from my 401k. So the interest went back to myself.
 
My initial purchase was 2 100 pt contracts, one I paid cash for the other I financed. My add-on I paid cash for. So I'm a both.
 
Cash, DH insisted I save up for it since he 'initially' categorized it as a want, not a need...happy to say he's since seen the light;)
 
Paid cash for both our initial contract and 1 add on a year later.
 
We paid the cash for our 300 point contract split between BLT and AKV. Figured this was a luxury item and didnt want to finance this over any length of time.
 
Financed.

If you put the balance of the loan on the Disney Chase Visa and then pay off, do you earn rewards for that?

Jim
 
Cash.. cannot imagine financing a vacation. .. but I won't even finance a car... :lmao: I save for a few yrs, (getting interest instead of paying it) and then pay cash for it.

Working in the mortgage industry for 8 yrs; I realize how much interest really costs.. and run from it as much as possible.
 











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