ducklite
<font color=teal>Take the Poly, it's fabulous!<br>
- Joined
- Aug 17, 2000
LuvDuke said:And just like DL, you have no idea what someone else's situation is either and it's pure speculation on both your parts.
Good for you that you got on your feet. I've got neighbors here who DID have insurance and DID have provisions and still things went tragically wrong. I've got neighbors who can't move back into their homes because they got low-balled by their insurance companies and can't afford to take them to court. Gee, maybe, as they sent out that premium check, they should've known their insurance company wasn't going to pay. Maybe as they stacked up the provisions, they should've known their roof was going to come caving in. Yeah, that's the ticket.
Regardless, using someone's personal tragedy as a jump off point to peddle your own "personal responsibility" agenda is disgraceful. And, kicking someone while they're down goes to the heart of character. Doubly so when it's done under they guise of "honesty".
Btw, water damage caused by storm surge flooding is wind damage and not simple flooding as claimed by the insurance companies and some of the "experts" on this board. People's homes along the Gulf Coast and NO were not damaged by floods. They were damaged by high winds resulting in a storm surge and government neglect of the levees. Geeez, maybe they should've had insurance for neglect and lying. Yup, that's the ticket.
While I have empathy for people who are having problems getting their insurance to pay up, it's still a private matter between them and their insurance company. The only way government should be involved is if a complaint is made to a government regulatory agency, such as the insurance commissioner, or if the matter ends up in the courts. (And BTW--many attorney's will take these types of cases on a contingency basis, no upfront fee required.)
Rebuilding private property is between the owner of the property and the insurance carrier, it is not the responsibility of the government or taxpayers. I'm not sure what you expect the taxpayer to do for people in that situation.
People who live in homes in coastal or low lying areas protected by levees took an inherent risk when they chose to build or buy those homes, regardless of how well a levee system was, or wasn't maintained. Had a levee been knocked out by a terrorist bomb and done the same damage, would it still be the governments fault or responsibility to cure? And for most of the people along the MS and AL coastline, there were no levees to breach. So who do they have to blame?
Anne