Still there are increased sales costs to DVD per point for smaller contract and it's DVD, not DVC, that's doing this. It is still more costly for DVC to manage smaller contracts than larger ones on a per point basis overall no matter how many total points you have it's just that the admin costs of a single 25 pt (or whatever #) emphasis the admin cost to the extreme. However for a member who owns a single 25 points contract, they are likely far less needy overall than most members even if you include the inherent cost of carrying a member as a constant. They are usually very well informed members who know what they want have everything worked out well ahead of time. So the same admin cost for having a single contract as someone who has 500 points in a single contract but likely less MS time and attention. OTOH, those that are smaller contract owners (75-150) may be younger or trying to stretch the dollar and I would agree that are likely (I have no data) to be more costly on a per points basis. And I would say that anyone under 200-250 points is actually a small point owner in many ways. I don't know the average but anyone who owns under the average is likely being subsidized by the rest of the owners. ONE way around this is to change the fee structure to a set amount plus a per point charge, something like $250 plus $4 a point rather than the strict per point cost.