FAFSA changes coming...

I am trying to talk DS into graduating early. Though him still not knowing what he wants to major in is really hampering that! But a year less at out of state tuition would be fantastic to me!
I graduated a year early and completely regret it (but I am one of those people who regret most of my important decisions:). But I don't blame you for wanting you to be done with paying tuition a year earlier!
 
Be careful with this. I know my DD's school is advertising and offering information about on campus jobs, especially to prospective students, but it does not match the current reality at all. There are some on campus jobs but not nearly as many as their used to be and many are ear marked for work study students.
Agreed. They are now in the "please come" phase of marketing and I wouldn't put much faith in what they are claiming.
 
The problem my DS is running into with going in with most of the general ed credits is that he does not know what he wants to major in yet and had a heck of a time finding classes that he could take for any engineer major as a freshman. I almost wish he could be filling out his schedule with those general ed classes because I do believe most of them don't go in knowing exactly what they want to do.
When I was in engineering school (back in the Stone Age), there were Engineering Science classes that were good for several majors. I was EE, so I took a number of ES and CS classes, in addition to EE classes. Most such classes do require Differential Equations, but if he's had that, he'd be fine in a Controls classes, Mini/Micro computing, that sort of thing. My son wants to go Chem Eng, so he's going to need Organic Chem before he can delve into higher level classes (he might take it at the local college while in HS, we'll have to see--he's currently a HS freshman). He'll also need Diff Eq's--again, he might get to it while in HS (he's currently in Algebra 2).
 
When I was in engineering school (back in the Stone Age), there were Engineering Science classes that were good for several majors. I was EE, so I took a number of ES and CS classes, in addition to EE classes. Most such classes do require Differential Equations, but if he's had that, he'd be fine in a Controls classes, Mini/Micro computing, that sort of thing. My son wants to go Chem Eng, so he's going to need Organic Chem before he can delve into higher level classes (he might take it at the local college while in HS, we'll have to see--he's currently a HS freshman). He'll also need Diff Eq's--again, he might get to it while in HS (he's currently in Algebra 2).

He is taking Differential Equations now as a freshman. Both DH and I were also engineering majors in the Stone Age and I thought we didn't take DifEq until Junior year. Maybe it was end of Sophmore year because I did start out with Calc2. He was able to start with Calc 3. And I thought I took 4 Calculus classes and 2 Dif Eq classes, but he only needed 3 Calc. Must find my transcript because apparently that was too far back for me to remember. lol He took Physics 2 lab last semester and Physics 1 lab this semester, backwards lol, but that is what fit into his schedule and he already had credit for the actual Physics class. I don't believe he has met with an actual advisor so I hope he is not messing himself up. He did take an introduction to Engineering and introduction to Material Science last semester. I am not sure what he is taking this semester. He is now talking about leaving the Engineering school, which will make me sad, but again, he just does not know what he wants to do.
 

He is taking Differential Equations now as a freshman. Both DH and I were also engineering majors in the Stone Age and I thought we didn't take DifEq until Junior year. Maybe it was end of Sophmore year because I did start out with Calc2. He was able to start with Calc 3. And I thought I took 4 Calculus classes and 2 Dif Eq classes, but he only needed 3 Calc. Must find my transcript because apparently that was too far back for me to remember. lol He took Physics 2 lab last semester and Physics 1 lab this semester, backwards lol, but that is what fit into his schedule and he already had credit for the actual Physics class. I don't believe he has met with an actual advisor so I hope he is not messing himself up. He did take an introduction to Engineering and introduction to Material Science last semester. I am not sure what he is taking this semester. He is now talking about leaving the Engineering school, which will make me sad, but again, he just does not know what he wants to do.

Our HIGH SCHOOL taught DifEq (for dual credit). And it isn't taught at community colleges here. Things have changed since the highest level of math you could get in high school was Trig (which it was at my high school). My nephew is currently running up against not enough math at his high school - its a small town and he is finishing his Freshman year in the highest math course offered (which for him I think is pre-calc).
 
He is taking Differential Equations now as a freshman. Both DH and I were also engineering majors in the Stone Age and I thought we didn't take DifEq until Junior year. Maybe it was end of Sophmore year because I did start out with Calc2. He was able to start with Calc 3. And I thought I took 4 Calculus classes and 2 Dif Eq classes, but he only needed 3 Calc. Must find my transcript because apparently that was too far back for me to remember. lol He took Physics 2 lab last semester and Physics 1 lab this semester, backwards lol, but that is what fit into his schedule and he already had credit for the actual Physics class. I don't believe he has met with an actual advisor so I hope he is not messing himself up. He did take an introduction to Engineering and introduction to Material Science last semester. I am not sure what he is taking this semester. He is now talking about leaving the Engineering school, which will make me sad, but again, he just does not know what he wants to do.
OMG--this is my biggest fear and my only concern about dd wanting to go to a school that is primarily an engineering school. At least he has a lot of good options.
 
Another 2 factors today - the advisor at our main school who handles this special "2+2 but already in" program let slip that they may or may not still be in some form of "hybrid" schooling in the fall at that school (almost certainly to mostly impact the larger gen ed classes)....which probably means it's a certainty they'll tell everyone after the acceptances are in. And that the teachers who teach the gen eds at this school often also teach the same class at the CC (that was an eye opener, but I can't say I'm surprised b/c the 2 schools are SO close, and it's an easy way to keep academic costs down by offloading gen eds)...

I think I'm warming to the plan, b/c I'll be darned if I pay 3x as much for a Zoom writing or arts or global class from the same teacher either way:)...if we're still living Covid in the fall in my area, it's just not worth full price college tuition for a non full price experience...I know many folks felt that way the last 18 months, and I know even with DE, I was feeling you (b/c I thought the Zoom DE classes at the CC were worse than her original onsite ones...but when you aren't paying much and you are getting credit, and it's classes that are just checking the "core" boxes, you can live with it)...
 
/
Another 2 factors today - the advisor at our main school who handles this special "2+2 but already in" program let slip that they may or may not still be in some form of "hybrid" schooling in the fall at that school (almost certainly to mostly impact the larger gen ed classes)....which probably means it's a certainty they'll tell everyone after the acceptances are in. And that the teachers who teach the gen eds at this school often also teach the same class at the CC (that was an eye opener, but I can't say I'm surprised b/c the 2 schools are SO close, and it's an easy way to keep academic costs down by offloading gen eds)...

I think I'm warming to the plan, b/c I'll be darned if I pay 3x as much for a Zoom writing or arts or global class from the same teacher either way:)...if we're still living Covid in the fall in my area, it's just not worth full price college tuition for a non full price experience...I know many folks felt that way the last 18 months, and I know even with DE, I was feeling you (b/c I thought the Zoom DE classes at the CC were worse than her original onsite ones...but when you aren't paying much and you are getting credit, and it's classes that are just checking the "core" boxes, you can live with it)...

since a big part of her desire to do this program is because of music classes you would do well to find out what is going on with those classes both now and w/in both campuses planning for the next couple of academic years. the major my oldest graduated with in 2018 was bundled into the fine arts department of her university and she both studied and was employed (work study and non) within different divisions of the department. she has friends who were a few years behind her who have not been able to finish their degrees because of graduation requirements that could'nt be completed due to covid restrictions. no group classes so no choir, no orchestra, no rehearsals/performance...restrictions on numbers of people who can gather so no filming. even when things loosened up (they re-tightened again after the fact) the drop in revenue the university experienced caused them to scramble and rebudget which resulted in what they perceived as 'low revenue' majors being drastically cut back or entirely eliminated. i don't know what the state of arts classes at our local community college are like but they are under the same legal restrictions for social distancing so i know they haven't done any choral performances or productions since christmas 2019.
 
He is taking Differential Equations now as a freshman. Both DH and I were also engineering majors in the Stone Age and I thought we didn't take DifEq until Junior year. Maybe it was end of Sophmore year because I did start out with Calc2. He was able to start with Calc 3. And I thought I took 4 Calculus classes and 2 Dif Eq classes, but he only needed 3 Calc. Must find my transcript because apparently that was too far back for me to remember. lol He took Physics 2 lab last semester and Physics 1 lab this semester, backwards lol, but that is what fit into his schedule and he already had credit for the actual Physics class. I don't believe he has met with an actual advisor so I hope he is not messing himself up. He did take an introduction to Engineering and introduction to Material Science last semester. I am not sure what he is taking this semester. He is now talking about leaving the Engineering school, which will make me sad, but again, he just does not know what he wants to do.

I know I took Calc in HS, then Diff Eq's my freshman year of college. My son would likely take Diff Eq's at the local college with dual enrollment--I would want him to get it at the college level, and I don't know if the HS here offers it (I should look into that). You need Diff Eq's for most engineering courses, I doubt you took it that late in your college career--although you could be like my DH, he took it 3 times, never passed it (but is doing fine, has his MSME, just couldn't get through Diff Eq's!). I know I took Calc 4 as a senior, just to fill a space in my schedule, but had AP Calc in HS, then Calc 3 freshman year.

If he's not sure what he wants to do, a break may help him think on it. Better to not waste the tuition money, not to mention his time, if he's unsure. If it makes you feel better, my DH took a year off between junior and senior years of college, worked as a draftsman, and came back, determined to finish. OTOH, his brother partied through college, got kicked out, and eventually finished an "Engineering technology" degree, 20 years later. It's heartbreaking, I know--of my 4 kids, only the youngest wants to go into engineering. It's certainly not a path for those who aren't interested, but it makes me a little sad.
 
My dd is like your dd--very high achieving. Honestly I cannot imagine her doing two years at cc first. I think she'd be bored to tears. But if she really wanted to do it... I don't know, I'd struggle too.

My ds might be a bettter case for 2+2 unless he does some major maturing. Although we have a major state university nearby which might be another option (he'd probably live at home).
My youngest chose to do community college first, and this stigma hurt her. She got a lot of side-eye from her classmates, as if they wanted to say, "But why would you make this choice? You're smart, you take all honors classes, and you're not poor." She could see their gears turning, wondering if they'd misjudged her /wondering if she wasn't really doing well academically.

I remember the day she chose: we'd talked about options, and she was very unsure of herself. We were in her guidance counselor's office, and she just burst out in tears saying, "I just want to start at community college. I'm not ready for all the rest of this, but, Mom, I don't want you to be disappointed." I wasn't disappointed, but that was her fear.

It was the right choice for. It was about being emotionally ready to leave home; she needed those two more years at home -- and when she went to university, she was ready.

Things that were good about community college for her:

- Being a big fish in a small pond, she got a full scholarship. While we were totally able to pay, this meant we were able to save /splurge on her last two years in university.
- She started in the wrong major, and she figured that out in community college.
- Math is her albatross, and she got it out of the way at community college. She made a C in math, but since the credit-but-not-grade transferred, she graduated with a 4.0 from university.
- She's a quiet, timid kid, and she's "young for her age". Community college is a "smaller experience" /an appropriate stepping stone for her. When she went to university, she was READY /more mature. I really think if she'd gone to university right out of high school, she would have come home mid-semester, and it would've been a massive hit to her self-esteem.
- Her classes were good to very good, but probably not great. She was challenged, she learned academics, she learned how to be a college student. She connected to her professors. She did well academically.
- She worked during her community college years, and she built up a very solid savings account.

Things that were bad about community college (or less than ideal):

- She had to make a second college choice /had to apply twice. She had to learn a new system, get her vaccination records in, learn about parking, find the bookstore, and all those little things ... TWICE.
- She received next-to-no academic guidance. If I hadn't helped her seek out information online, she would have just guessed at classes and would not have finished in two years.
- She had two universities in mind for "after", and their requirements weren't the same; for example, one university required more math than the other university -- my girl cared about that one. But, the point is, if you're not sure about your next stop, it's hard to take the right classes.
- The university you're planning to attend later can change its requirements, and if you're not yet a student, you're screwed. This isn't likely to mean more than one additional class, but it's an example of how CC students are kind of shooting at a moving target.
- A related problem: to meet the requirements for the AA/AS at community college AND the requirements to get into your major at university requires planning; it's not rocket science or anything, but making the right choices for CC & university does require more planning than going straight to university and only ever having one list of requirements.
My daughter's university roommate also came from community college (they didn't know each other until university), but she didn't plan. She poked around community college 4 years taking this and that class until it ended up earning her a degree. Now she's in her 6th semester at university and still has to go back for one more semester in the fall. She's a good student. She's highly invested in her classes, and she makes As and Bs. She isn't changing her major -- but she doesn't pay enough attention to the classes she needs to take. So she ended up without the pre-req for this or that class, and then she thought Japanese would be fun, so she took it instead of classes in her major. She's not happy with her lengthy stay in college, and she says, "No one told me to take this class instead of that class." She can't see the problem. While she's an extreme case, I think MOST people don't do 2+2 ... I think most people end up with 2+2 1/2 or 2+3 or whatever.
- She enjoyed classes at community college, but she really LOVED university. She loved living in the dorms, she loved being part of campus life -- and then it was cut short by Covid. So she really only had three semesters at university. She left "wanting more".

Overall, the community college choice was good for my daughter, but it definitely had its pros and cons.
Listen to the subtext of this. My youngest went 1500 miles away, farther than any of their classmates - because they wanted zero chance for their classmates to end up in class with them.
My students talk about this concept pretty frequently, and I think -- unless you're going to a small school -- the fear is overblown. I think they don't grasp the difference in the size of high school vs. the size of college.

I went to a large university close to home. Because of its proximity to home (and its reasonable tuition), it was the most commonly chosen option in my graduating class. I roomed with a girl I knew from high school (our choice, not an accident), and I occasionally ran into a male high school friend who lived in the next-door dorm -- but I literally never saw most of my high school classmates on campus. Not once.
Mine did their Senior year of High School at a local Community College. And we have decent community colleges. But it was NOT on the same level as her Freshman coursework at her selective University - and the Freshman and Sophomore work has prepared them for their more intense Junior and Senior level coursework - had they done two years at CC and transferred, they'd be completely out of their depth.
I agree that my youngest's classes at community college were not as "deep" as the classes she took at university ... BUT it didn't matter:

- At the community college she took English classes, in which she excels; she made As on all the papers she went on to write at university.
- She took math, and she never took math again at university, so no problem about not being prepared for higher math.
- She took Anthropology and Political Science (maybe other classes), which were pre-reqs for getting into her major, but -- again -- no follow-up classes.

When she started university, she ONLY took classes in her major. She had no problems.
As an engineer, I will say that definitely, an engineer needs 4 years of engineering school. There's no substitute.
My husband would disagree. He had no intention of continuing his education past high school, and he didn't have a transcript that would support entrance into university. Then (because of a small birth defect) the military wouldn't take him. SURPRISE! Community college became his best option. He got serious about his grades, then transferred to university and has just retired after a 3-decade engineering career.
The problem my DS is running into with going in with most of the general ed credits is that he does not know what he wants to major in yet and had a heck of a time finding classes that he could take for any engineer major as a freshman. I almost wish he could be filling out his schedule with those general ed classes because I do believe most of them don't go in knowing exactly what they want to do.
I agree that most of my high school students have no idea what they want to do -- and/or are unrealistic with their goals. Sorry, kids, but if your high school GPA is 2.2, you're solidly on your way to a high school diploma, but you're not going to be a doctor or lawyer. And the idea of double majoring in medicine and social work just doesn't make academic or career sense. I try to give them good advice. Really, I do, but they don't listen.
 
My students talk about this concept pretty frequently, and I think -- unless you're going to a small school -- the fear is overblown. I think they don't grasp the difference in the size of high school vs. the size of college.

I went to a large university close to home. Because of its proximity to home (and its reasonable tuition), it was the most commonly chosen option in my graduating class. I roomed with a girl I knew from high school (our choice, not an accident), and I occasionally ran into a male high school friend who lived in the next-door dorm -- but I literally never saw most of my high school classmates on campus. Not once.

If you go to a large university, true. But there is a difference. In a modern age you still are in "contact" with the extended high school circle via social media. And if you end up at a small school, your chances of running into people from your high school is higher. Some of these colleges are smaller than their high school was. Even some of our state universities are not huge.

When I said I went to a big university, there were 60,000 students there when I was in school (which included grad students, adult learners, etc) on over 1200 acres - And I still ran into one kid I graduated with and my high school boyfriend regularly - and DEFINATELY without looking for them. And my high school graduating class was smallish and most of them did not go on to college. My kid ended up with PSTD as a result of the bullying - that fear is not overblown when you were getting "you should kill yourself" text messages (probably from your former best friend).
 
Unless you have a full ride to a 'Name' college or university the 2+2 idea is really not a bad one, One it gets you an associate degree right out of the box which does help in a tight job market for college students,

Two it makes college MUCH more affordable. In my state the State University system actually enshrines this program graduate community college with a 3.0 or better GPA and acceptance at any of the state universities as a Junior is guaranteed.

Being alive when dinosaurs roamed the earth I actually paid for college while attending working as a photographer for a local studio and newspaper. The sheer luxury of today's college campuses astound me. When I went to school the Dining hall was right out of a military chow line complete with rubberized green eggs and green roast beef. Now the same college has 5 different cuisine's served out of a much larger and beautiful building not the monument to WW II construction I ate at for 4 years. reminding me of this 'The biscuits in the army are really mighty fine, one rolled off the table and killed a friend of mine,
 
2+2 depends a lot on major and school you plan to finish from and what credits they actually accept. This varies a lot from state to state and school to school. Often it can end up being 2+3 and you need to really consider what that lost year of income in field is going to cost.

ETA: There is also something said for making four year long connections within a department at a school and how much that can help with networking and internships and positions.
 
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My kids are nearly done and I totally despise FAFSA.
It has never helped us and is really just a financial audit of college families AND it is to be filled out by the student NOT the parent.

First, my kids had best friends whose parents had bitter divorces when the kids were very little, so now 10-15 years later when they've moved on to family number two and conveniently forgotten about family number one you want them to share income with their long lost child and ex spouse and retrigger lawyers? Not surprising most non present parents just completely ghost their kids as young adults and then the kids are completely stuck, this hurts the kids not the adults because NO-ONE can FORCE the parent to participate. Is this really the goal? There are schools where you NEED to do FAFSA and this just drives a bigger wedge between the haves and have-nots so it's just a horrendous practice.

Why would a solid parent not want to share? For starters some kids figure they can relax if the family has money in the bank, maybe this is not the thinking families want to engage. On the flip, there is an inappropriate sense of shame other families may have because in the instagram world of influencers these kids. have been baptized in there is no room for the reality of real hard-working family income levels. It is wildly inappropriate to insist on humiliating struggling parents, especially those in marginalized communities.

The idea that a step parent needs to share his or her income with the child of his/her SO (and through that kid the new SO's ex spouse) is positively insane. Do the people who come up with this stuff actually have any idea of what it is they are doing or how this works?

FAFSA is for the child to fill out not the parent, so the kid gets much more access than just income and all but also Social Security numbers and things that can be used for identity theft. Maybe this isn't the best idea ever :/
 
DD got her first aid offer yesterday which brought our in-state tuition and room and board down $1,177 with a scholarship to a mere $40k/year. Thankfully this is the only school that she applied to that looks at my income and her dad's income. The rest only look at mine (and I wouldn't be surprised if our state school ends up being the most expensive because of this). I don't see her going there so I don't care that much but it's interesting.
 
2+2 depends a lot on major and school you plan to finish from and what credits they actually accept. This varies a lot from state to state and school to school. Often it can end up being 2+3 and you need to really consider what that lost year of income in field is going to cost.

ETA: There is also something said for making four year long connections within a department at a school and how much that can help with networking and internships and positions.

Also pay attention to the completion rates at the 2 year school - and acceptance rates when moving to four year schools. That will vary a lot from school (and system) to school (and system).

The other thing is that if you are expecting a social aspect to schooling (which we definitely were - our experience is the friends we made at college age were the friends we've kept), then finding friends in your Junior year when everyone else connected as Freshman is tough. College is about so much more than just getting qualified for the job market or grad school. For both my husband and I, that was the LEAST valuable thing about our educations.
 
Also pay attention to the completion rates at the 2 year school - and acceptance rates when moving to four year schools. That will vary a lot from school (and system) to school (and system).

The other thing is that if you are expecting a social aspect to schooling (which we definitely were - our experience is the friends we made at college age were the friends we've kept), then finding friends in your Junior year when everyone else connected as Freshman is tough. College is about so much more than just getting qualified for the job market or grad school. For both my husband and I, that was the LEAST valuable thing about our educations.

I do think a lot of people discount this. It didn't matter for our older son--he has Asperger's, plus other things, and in a room full of introverts, he'd be the most introverted. He's also on the 8-year school plan. He successfully transferred from community college to the local State U, still lives at home, he's fine.

OTOH, DD17 got accepted to the same State U. I doubt she'll go there, but we're encouraging her to try to look at it objectively, and not just "the school up the road" (which it literally is). We told her, if she chose to go there, we would pay for her to live on campus for the full immersion experience.
 
So, we decided. We tossed all the scholarships, and picked her #1. Ultimately, it was the music program director who got us hooked, since she recommended and secured a private vocal teacher on campus for our daughter and gave us all the info we needed to make sure my daughter has the chance to work on her music skills in college, even with just a minor (and a double major is not out of the question, and the director will work with us if my daughter wants it).

That multiple day interaction and "going above and beyond", and my daughter desire to live at home, but with the very, very easy commute to campus (the shuttle literally goes by our neighborhood - we are also a "2 miles away" family with some college kids renting in our townhome community right now 3 doors down), so she can be there anytime she wants, and be here anytime she wants sold her and me.

I had to talk my spouse into it (he really liked the 2+2), but my daughter was thrilled, so it's worth it. And since I'm paying full price, hopefully the "full price service" I got from the music director continues in the forensic science department (my daughter's super-desire major:))...

And this way, with the 1st kid in, we'll probably have an in for the next 3...the next one also wants this campus (b/c she wants to be with her sis...and she also wants the comforts of home, so she can cook) and isn't quite as academically gifted, so I'm just gonna get used to being a full-priced buyer when the market has 90% getting discounts:)...
 
So, we decided. We tossed all the scholarships, and picked her #1. Ultimately, it was the music program director who got us hooked, since she recommended and secured a private vocal teacher on campus for our daughter and gave us all the info we needed to make sure my daughter has the chance to work on her music skills in college, even with just a minor (and a double major is not out of the question, and the director will work with us if my daughter wants it).

That multiple day interaction and "going above and beyond", and my daughter desire to live at home, but with the very, very easy commute to campus (the shuttle literally goes by our neighborhood - we are also a "2 miles away" family with some college kids renting in our townhome community right now 3 doors down), so she can be there anytime she wants, and be here anytime she wants sold her and me.

I had to talk my spouse into it (he really liked the 2+2), but my daughter was thrilled, so it's worth it. And since I'm paying full price, hopefully the "full price service" I got from the music director continues in the forensic science department (my daughter's super-desire major:))...

And this way, with the 1st kid in, we'll probably have an in for the next 3...the next one also wants this campus (b/c she wants to be with her sis...and she also wants the comforts of home, so she can cook) and isn't quite as academically gifted, so I'm just gonna get used to being a full-priced buyer when the market has 90% getting discounts:)...
It sounds like a great option for your dd. Congratulations!
 
I hated the whole FAFSA process. Apparently the government thought it was perfectly fine for us to spend 2/3 of our income on tuition. I guess I had a different definition of financial "aid", I was thinking more scholarships/grants, not loans. Also, my kids did not qualify for on campus jobs.
 

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