I would also recommend a Brother. I started with a 270D model that i got off of Craigs list. This has some preprogrammed Disney designs and a 4x4 embroidery field. I love it, but I decided I wanted a 5x7 field, so I purchased a Brother PE 770. It does NOT have the pre programmed designs, but I much prefer purchasing appliques to use with my machine - I think they are better quality than the preprogrammed designs. I also found that I much prefer an applique(fabric with stitching around the edges) over a fill design (all stitching).
I got my 770 off of HSN on flex pay!
If you have more questions - come ask on the Disboutique board - there are alot of us with different machines!!!