Hi Rash!!! I must say that buying the DVC was the best thing DH and I did!!! We love WDW, and the fact that owning the DVC allows us to go at least twice per year is just phenomenal!!! I don't feel that the common fees are outrageous, especially not once you get your initial investment paid off. The accomodations are superior to anything you'd get for the same money, and we just love it!!!! It's nice not to have to come up with that big chunk of money for hotel costs each time we go...the monthly payment is a lot easier to do for us! DH figured it out every which way from Sunday, and frankly, if you're going to go every other year, the DVC makes financial sense.