DVC Point Transfer Rules

[VGCgroupie]

What do you guys think if I transfer AKV points now to BLT and then when my SSR finalizes do you think they will have mercy to let me transfer 9 SSR points into one of them because I didn't have that contract before to transfer into one of them

I probably wouldn't risk it. They might but they will always notate exceptions made for you and in the future you may really really need an extra transfer and be told no because they have made an exception in the past and were told it was one time only.

 

[Girlstar30]

I probably wouldn't risk it. They might but they will always notate exceptions made for you and in the future you may really really need an extra transfer and be told no because they have made an exception in the past and were told it was one time only.

I have noticed that they definetely notate everything and go back and look at other notes to make sure you're not lying

 

[Cyberc1978]

What do you guys think if I transfer AKV points now to BLT and then when my SSR finalizes do you think they will have mercy to let me transfer 9 SSR points into one of them because I didn't have that contract before to transfer into one of them

Remember you are not transferring points into a contract but into a membership. A membership can hold multiple contracts. If you only have 1 membership (UY) then you can’t do any internal transfers between your own memberships as you only have 1. However you can get an external transfer from another member.

 

[Girlstar30]

Remember you are not transferring points into a contract but into a membership. A membership can hold multiple contracts. If you only have 1 membership (UY) then you can’t do any internal transfers between your own memberships as you only have 1. However you can get an external transfer from another member.

That's right they are three different memberships

 

[Cyberc1978]

That's right they are three different memberships

Great. Then you can transfer between them, but only ones.

 

[Brian Noble]

I would not count on it.

 

[VGCgroupie]

Remember you are not transferring points into a contract but into a membership. A membership can hold multiple contracts. If you only have 1 membership (UY) then you can’t do any internal transfers between your own memberships as you only have 1. However you can get an external transfer from another member.

I am so over having 2 memberships and 7 or maybe 8 different contracts. It is so confusing. Just give it to me like a trust put it all in one big pool

 

[Girlstar30]

I am so over having 2 memberships and 7 or maybe 8 different contracts. It is so confusing. Just give it to me like a trust put it all in one big pool

It gets annoying when you want to make changes.

For example once my waitlists go thru (if they do) I want to try to change my poly og reservation and my family's seperate reservation into one 2 bedroom pit theme park view.

I need to waitlist this of course but I don't have enough points if I don't transfer from one contract to the other. Thats all fine and good except SSR is sailing thru a month later and I will have 9 random banked points in SSR expiring in February.

This is going to force me to let them go to sh*t or save my transfer and not transfer akl to blt in an attempt to get pit 2 bedroom so now I can't even try for that.

So effing annoying but I know i chose this lol

 

[PolyRob]

It gets annoying when you want to make changes.

For example once my waitlists go thru (if they do) I want to try to change my poly og reservation and my family's seperate reservation into one 2 bedroom pit theme park view.

I need to waitlist this of course but I don't have enough points if I don't transfer from one contract to the other. Thats all fine and good except SSR is sailing thru a month later and I will have 9 random banked points in SSR expiring in February.

This is going to force me to let them go to sh*t or save my transfer and not transfer akl to blt in an attempt to get pit 2 bedroom so now I can't even try for that.

So effing annoying but I know i chose this lol

If something is open when your SSR closes and points post would you be willing to borrow some points to book even one night? Then you can note a continuing reservation with the other nights in your other membership. You could then bank freed up current UY allotment points in the other membership so you don't lose the nine SSR points?

 

[Girlstar30]

If something is open when your SSR closes and points post would you be willing to borrow some points to book even one night? Then you can note a continuing reservation with the other nights in your other membership. You could then bank freed up current UY allotment points in the other membership so you don't lose the nine SSR points?

Yes i can totally do that if something is open. I'm not sure how reservations go from here on out, but we are about 5 months out from our vacation and pretty much at a stand still with rooms opening.

At 6 months there was something popping up just about every day, now I've been waiting a couple of weeks for two single night bcv waitlists to go thru, supposedly were pixie dusted at the top of the list, but nothing comes up at all.

My worry is that these rooms we want are so hard to get that they won't be available for me to book on SSR and cancel on the other contracts. I'm not sure if the closer we get, the more people cancel and rooms will pop up but now literally nothing is changing on the room availability. I guess the one hope is that we have a Vero beach resy going on and that one seems widely available to potentially book on the SSR contract, but then I will have another issue that I borrowed too many points on that contract to book Vero and not lose points

Worst case scenario i guess I'll try to book a one night stay at grand californian or something since we are local. Of course that's going to be another challenge in of itself

All of this stress is happening because my memberships weren't processed by the 7 month booking window and yes im trying to piece together resorts we actually want to stay at. I'd like to think that when all contracts are loaded up and 7 month window is an option that this will go much smoother. Worst case scenario I give up staying at BCV and stay at the 1 bedroom vgf I have booked. Not a bad alternative.

 

[Sandisw]

What do you guys think if I transfer AKV points now to BLT and then when my SSR finalizes do you think they will have mercy to let me transfer 9 SSR points into one of them because I didn't have that contract before to transfer into one of them

Given what we are hearing, I am going to say no because they have stopped it.

You can always ask, but my guess is they have put limits into the system that prevents it.

Sounds like these changes were a step to impact the owners who were doing multiple transfers and then renting a lot or doing the whole buy, strip and flip.

 

[JackosinDIS]

Maybe I’m missing something, but does preventing multiple transfer really add that much friction to the buy/strip/flip model?

Will an owner not just rent all the points instead (borrowing as much as possible) and then sell with a delayed closing if necessary?

Sure, it’s not quite as fast - but does that stop it? I don’t know.

 

[Girlstar30]

Given what we are hearing, I am going to say no because they have stopped it.

You can always ask, but my guess is they have put limits into the system that prevents it.

Sounds like these changes were a step to impact the owners who were doing multiple transfers and then renting a lot or doing the whole buy, strip and flip.

Yeah im not going to attempt, I will make it work without losing the points

 

[pzw90]

Maybe I’m missing something, but does preventing multiple transfer really add that much friction to the buy/strip/flip model?

Will an owner not just rent all the points instead (borrowing as much as possible) and then sell with a delayed closing if necessary?

Sure, it’s not quite as fast - but does that stop it? I don’t know.

I don't think it will stop it but it will add a friction point, which would hopefully slow down or discourage some.

If you can buy 20 loaded contracts, and load all those points into one, then sell 19 immediately after because you don't have to do a delayed close, you recoup some of that capital in order to do it again. If you can only do one transfer in and out. That reduces it to 10 contracts you can now offload quickly, having to hold on to the other 10 until the rentals complete.

Hopefully this reduces the velocity that they could do this at. Maybe making it less profitable if they need to sit on some contracts longer and risk market movements. Would also reduce the # of listings I would assume as they need to hold for longer.

Would be interesting if they keep track of these individuals/entities, maybe make their ROFR process longer, or take extra time loading their accounts/points after close.

 

[Disfamwa]

That’s true!

It certainly does affect me, as I have transferred in 2026 points for a VGC booking next summer.

That means no transfers between my 2 memberships until 2027 points, and I have some 2026 stragglers that I need to use from one membership. I hope that they will allow me to bank those to 2027, and transfer for that year - but who knows!

Since the new tightening of the one transfer per year rule, I transferred 2025 points that included 2024 banked points (had already used my 2024 transfer) and they all counted as my one transfer for 2025, so you should be good with that strategy!

 

[Sandisw]

Maybe I’m missing something, but does preventing multiple transfer really add that much friction to the buy/strip/flip model?

Will an owner not just rent all the points instead (borrowing as much as possible) and then sell with a delayed closing if necessary?

Sure, it’s not quite as fast - but does that stop it? I don’t know.

This is probably not going to be the only change but it could be step one in their plan.

My guess is the next one will be related to number of reservations etc and how to set the threshold that shifts things.

But, at least those that have been transferring back and forth who have been using those memberships for commercial purpose it’s at least one difference to work around.

Every move will have collateral damage and at least this one seems to be acceptable to % of owners who could be impacted.

 

[VGCgroupie]

Maybe I’m missing something, but does preventing multiple transfer really add that much friction to the buy/strip/flip model?

Will an owner not just rent all the points instead (borrowing as much as possible) and then sell with a delayed closing if necessary?

Sure, it’s not quite as fast - but does that stop it? I don’t know.

Delayed closing are very undesirable and usually get less money pp vs an immediate sale. But as Sandi pointed out a benefit they were using was having a membership with enough points to walk for very long periods of time is highly beneficial for value rooms and for certain dates. Makes the average owner not able to compete.

 

[juliebee]

Would be interesting if they keep track of these individuals/entities, maybe make their ROFR process longer, or take extra time loading their accounts/points after close.

if that happened, it would suck to be the innocent buyer of that flipped contract and be punished like that. Or be the seller of the contract that the serial flipper buys.

 

[Cyberc1978]

Delayed closing are very undesirable and usually get less money pp vs an immediate sale. But as Sandi pointed out a benefit they were using was having a membership with enough points to walk for very long periods of time is highly beneficial for value rooms and for certain dates. Makes the average owner not able to compete.

Maybe I missed something but if I have 100 points couldn’t I walk from January to December if I wanted to?

 

[VGCgroupie]

Maybe I missed something but if I have 100 points couldn’t I walk from January to December if I wanted to?

If you have a large chunk of points you can walk a 4 night reservation for 30 nights to ensure you get the dates you want, some commercial renters have bots but not most of them and thise that don’t need a way to beat the bots. So it’s a win win transferring points, strip contracts by transferring out the points and sell them and then you have a membership that has a ton of points to book your rentals.