Oh my gosh! I thought I was addicted having just added a second direct contact this year and wanting to add a resale. We have 2 boys who we still need to get through college, lol. So, until that happens, I think we are maxed out at 2 moderate sized contacts (150 each). We first bought at Poly when it opened and though - great, a week in a studio will be fine each year. Then we started going twice a year, then our boys got bigger and we like the option to have larger villas. We added Riviera last month despite having never stayed there (we have been there 3-4 times for meals and to look around). Ideally, we’ll hold out and buy a much bigger contract at animal kingdom or maybe a new resort in the future as our boys age and we anticipate needing to take their spouses and kids as well.