DVC Direct Price Increase Coming February 2026

[Girlstar30]

In my ideal world half my points would be direct and half resale. I do go back and forth over this as well because in 2042 when boardwalk is restricted and bcv and im going to want in and we know 150 direct doesnt go far in new resorts.

But if lsl is the only resort they build for a while then I dont feel a need for so many direct points at this moment. Perhaps in 10 years I can revisit. I guess wait and see is the better approach for me.

 

[tx911]

Or, better yet, keep the CCV resale contract AND buy 150 direct CCV points .

DVC reading these posts about selling resale to buy direct:

 

[Girlstar30]

Or they can just put out better incentives

 

[muppets3d]

Because DVD could sell the conversion fee multiple times, in most cases, for the same points. At least according to Fidelity (https://www.fidelityrealestate.com/blog/dvc-resale-restrictions/?utm_source=chatgpt.com) most owners tend to keep a DVC contract between five and fifteen years. (Another broker said between seven and ten years.). So let's say 10 years on average. So here's a possible pattern. Sell points once direct at full price. Resale at ten years with the possibility of a $50pp upgrade. Resale at twenty years. Resale at thirty years. And final resale at forty years (admittedly, an upgrade with ten years left on a contract might not be common, but at twenty years left, I bet it would be somewhat frequent). It's been my experience that owners tend to believe they will keep a contract for life--but for the most part this doesn't usually happen. (Again, the group here is a likely exception). So most owners will likely over value the benefit of the $50pp conversion without factoring in how long most owners actually keep a contract. And DVD, I think, would make more money this way than with a per use fee.

If "most" owners only kept their contracts for 10 years, OKW would have cycled through its membership a few times now. Yet there are still a lot of "charter" members around.

I'm surprised to see a DVC resale broker cite this "Snapple fact" as gospel - but then, they have a vested interest in encouraging people to buy and sell on the resale market.

 

[airjay75]

On the idea that DVD might provide some way in the future to either "wash" resale points and/or some sort of fee to pay to use those points at restricted resorts, I like these ideas. And, I'd love to see DVD implement something along those lines. But, here are a couple of reasons why I would argue that, if you think you want more direct points, it makes sense to just buy them now and not wait.

One, those are just theoretical possibilities. We have no idea if DVD ever will or, if they do, how far away something like that might be.

Two, and this is the more significant reason to me, if they ever implement something like that, they will ensure that whatever cost they extract from resale point owners to wash them is significant enough to sting such that you'll be wondering why you didn't just buy direct in the first place. If there is one thing I've learned since getting into this DVC game, it's that the primary way timeshare developers make their money is by selling newly built resorts. I'm sure they're happy to find other ways to make money too, but not if that has any chance of diminishing direct sales. Direct sales are their bread and butter.

For example, in the current resale market, I could see them saying, sure we'll wash you points . . . for $150/point (or alternatively, sure, you can use your CCV resale points to book RIV . . . for an extra $15/point). It would have to be an amount where you'd look at resale and say, well, I either have to be ok with the restrictions or just go buy one of the new actively selling resorts. No one is going to buy CCV resale at $130/point and then go spend another $150/point to wash them. I suppose someone might buy resale CCV, later realize they don't want them restricted, and then cough up the $150/point because selling and buying direct would be more expensive at that point. But, I don't think they're going to let someone buy CCV at $130/point resale, pay $50/point to wash them because then, why not do that instead of buying direct in the first place?

So, if someone wants more unrestricted points to use at RIV/VDH/CFW/LSL and beyond, I think the best way to accomplish that is to buy those direct points now (or possibly wait for LSL if you find that resort enticing).

PVB and, for right now, CCV, provide a couple of really enticing choices because, this is a chance to buy direct points at a resort that will not be restricted in the same way as the restricted resorts if you ever decide to sell and they both have pretty long expiration dates. Before this flash sale, PVB was the only option. Personally, I just have not been able to get myself to love PVB and the island tower, so I haven't jumped at that. CCV now temporarily provides this other option. And, as such, I'm really tempted to jump at it while I can.

 

[Girlstar30]

On the idea that DVD might provide some way in the future to either "wash" resale points and/or some sort of fee to pay to use those points at restricted resorts, I like these ideas. And, I'd love to see DVD implement something along those lines. But, here are a couple of reasons why I would argue that, if you think you want more direct points, it makes sense to just buy them now and not wait.

One, those are just theoretical possibilities. We have no idea if DVD ever will or, if they do, how far away something like that might be.

Two, and this is the more significant reason to me, if they ever implement something like that, they will ensure that whatever cost they extract from resale point owners to wash them is significant enough to sting such that you'll be wondering why you didn't just buy direct in the first place. If there is one thing I've learned since getting into this DVC game, it's that the primary way timeshare developers make their money is by selling newly built resorts. I'm sure they're happy to find other ways to make money too, but not if that has any chance of diminishing direct sales. Direct sales are their bread and butter.

For example, in the current resale market, I could see them saying, sure we'll wash you points . . . for $150/point (or alternatively, sure, you can use your CCV resale points to book RIV . . . for an extra $15/point). It would have to be an amount where you'd look at resale and say, well, I either have to be ok with the restrictions or just go buy one of the new actively selling resorts. No one is going to buy CCV resale at $130/point and then go spend another $150/point to wash them. I suppose someone might buy resale CCV, later realize they don't want them restricted, and then cough up the $150/point because selling and buying direct would be more expensive at that point. But, I don't think they're going to let someone buy CCV at $130/point resale, pay $50/point to wash them because then, why not do that instead of buying direct in the first place?

So, if someone wants more unrestricted points to use at RIV/VDH/CFW/LSL and beyond, I think the best way to accomplish that is to buy those direct points now (or possibly wait for LSL if you find that resort enticing).

PVB and, for right now, CCV, provide a couple of really enticing choices because, this is a chance to buy direct points at a resort that will not be restricted in the same way as the restricted resorts if you ever decide to sell and they both have pretty long expiration dates. Before this flash sale, PVB was the only option. Personally, I just have not been able to get myself to love PVB and the island tower, so I haven't jumped at that. CCV now temporarily provides this other option. And, as such, I'm really tempted to jump at it while I can.

Its a great resort especially for Christmas time and no restrictions and long contract. Id feel more comfortable than taking this deal than LSL. And youre right when direct points are $500 it would have been better to start now if you can afford it

 

[Sandisw]

I’ll move us back, I am struggling, unnecessarily probably, with this. We own 150 points direct at Poly and 100 points resale at CCV. Love both those resorts and happy with the total number of points we have, at the moment, but like everyone else probably could use a bit more, but certain a would like not a must have.

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

Am I crazy to even consider it? I can afford it, but it wasn’t on my 2026 bingo card for sure, and ideally would like to not spend it considering we just bought direct at the Poly last year (paid in full).

My other thought is that if the new resorts coming out are nice, we could always keep the 2 resorts we have now and look at buying 100 direct at one of the new resorts, like lakeshore lodge.

I am thinking back to 2016 when we did our first tour but weren’t in a position back then to afford something like DVC and the amount we would have saved then if we were able to buy back then vs now. Another thing that is telling me to sit and wait is we have only been owners for 2 years. So really, still in the honeymoon phase. I don’t want to “load up” now and get too much too fast.

Thanks as always for your insights!

As someone who has sold contracts over the years to get what I wanted instead, I don’t consider it too bad.

Yes, that is a lot, but I look at it this way….you are spending an average $1k a year for the first 10 year to trade restricted for unrestricted points that you know are good everywhere.

And, it means you can combine easily with your direct. We tried having restricted resale at BLT and sold in a year…we were lucky and didn’t lose money but I would have without question.

And, while DVC hasn’t required one to be using eligible points for membership extra events and such, that could change in the future.

Having all those that work could be a plus!

 

[Steelers0854]

Thank you all for the thoughts and perspective. I really appreciate it, looks like we have some thinking to do!

Now if you want to leave it to fate. I am speaking as a Steelers fan that lives right outside of Baltimore, you could leave your decision to this weekends game. Steelers win you wash the points, Ravens win you hold steady.

Unfortunately I don’t know if I am that big of a gambler! Gonna be a closer game tomorrow than i would like.

 

[Disney Spaz]

Thank you all for the thoughts and perspective. I really appreciate it, looks like we have some thinking to do!


Unfortunately I don’t know if I am that big of a gambler! Gonna be a closer game tomorrow than i would like.

I am afraid to watch it. They do better when I don't watch so I am binge watching one of my fav TV shows from back in the day that dropped on Netflix recently.

 

[TexasJedi]

I just wish there was some kind of incentive for smaller direct purchases. I'd love to add another 50 RIV points at some point in the next few years, but I don't necessarily need them right now because I banked my first year's points instead of taking magical beginnings with the idea that I'd use those points over several years by continuing to bank forward.

The upcoming price increase isn't really an incentive because it almost balances out with the MFs that I'd have to pay. I guess the incentive is the earlier I buy points, the more years of the points I'd have. But a direct incentive on a contract that size would go a long way in changing my psychology on whether/when to purchase.

 

[Dodgerburt8]

In my ideal world half my points would be direct and half resale. I do go back and forth over this as well because in 2042 when boardwalk is restricted and bcv and im going to want in and we know 150 direct doesnt go far in new resorts.

But if lsl is the only resort they build for a while then I dont feel a need for so many direct points at this moment. Perhaps in 10 years I can revisit. I guess wait and see is the better approach for me.

Good point about Beach Club/Boardwalk, but my strategy is just pick up some heavily discounted resale new beach club points in 2043 or 2044. Yes I will only be able to use them at the new beach club (Wait the only downside is I have to stay at the Beach Club? Lol). Ok so no downside, and if it follows the Riviera pattern, then really good resale price.

 

[Dodgerburt8]

As someone who has sold contracts over the years to get what I wanted instead, I don’t consider it too bad.

Yes, that is a lot, but I look at it this way….you are spending an average $1k a year for the first 10 year to trade restricted for unrestricted points that you know are good everywhere.

And, it means you can combine easily with your direct. We tried having restricted resale at BLT and sold in a year…we were lucky and didn’t lose money but I would have without question.

And, while DVC hasn’t required one to be using eligible points for membership extra events and such, that could change in the future.

Having all those that work could be a plus!

Why would BLT points be restricted? Do you mean you couldn’t use them at RIV and CFW? Otherwise you should have been free to use them elsewhere at 7 months no?

 

[Girlstar30]

Good point about Beach Club/Boardwalk, but my strategy is just pick up some heavily discounted resale new beach club points in 2043 or 2044. Yes I will only be able to use them at the new beach club (Wait the only downside is I have to stay at the Beach Club? Lol). Ok so no downside, and if it follows the Riviera pattern, then really good resale price.

Thats actually a good strategy I didnt think about! Thanks for saving me thousands The only one that interests me is Boardwalk and I wouldnt mind buying and staying there every other year when the contract has more years on it!

 

[Sandisw]

Why would BLT points be restricted? Do you mean you couldn’t use them at RIV and CFW? Otherwise you should have been free to use them elsewhere at 7 months no?

Correct…and RIV is our top resort. We have plenty of points so figured no big deal but having something that couldn’t be used was frustrating.

There were times that we could have switched to a larger room at RIV and couldn’t because BLT points were no use.

Now, all we own are good everywhere which is so much easier…no chance of having points go to waste.

I can mix and match as much as I need!

 

[PolyRob]

Could very well be that it is $1,000 a point at that point in time....

I just added a small VGF contract... $265 vs. $275 would have not moved the needle for me... It might have meant I bought one or two less points, but probably not...

VGF at $265 vs. Poly at $235 wasn't enough to push me towards a small poly contract as an existing owner either.

Congrats and enjoy!

It stings to see VGF go up, but I think it makes sense to be the second most expensive after VGC again. We haven't seen this since Big Pine Key although it will now be tied with BLT.

 

[Cfabar1]

Congrats and enjoy!

It stings to see VGF go up, but I think it makes sense to be the second most expensive after VGC again. We haven't seen this since Big Pine Key although it will now be tied with BLT.

We did the walk from WDW to Contemporary for the first time today....

My head wants to like BLT more... better points chart, almost as long of deed, less crowded pools, shorter walk...

But then my heart says, if I am looking for a modernist hotel with room hallways open to the lobby I can stay at any hotel in Downtown Atlanta for a fraction of the price, or at the Hyatt Regency Orlando Airport... Just can't get there...

To be fair, the remodel at BLT is gorgeous...

 

[TheThousandthSoul]

We did the walk from WDW to Contemporary for the first time today....

My head wants to like BLT more... better points chart, almost as long of deed, less crowded pools, shorter walk...

But then my heart says, if I am looking for a modernist hotel with room hallways open to the lobby I can stay at any hotel in Downtown Atlanta for a fraction of the price, or at the Hyatt Regency Orlando Airport... Just can't get there...

To be fair, the remodel at BLT is gorgeous...

BLT owner here.
It’s all about location. Nothing else.
Cheers!

 

[AstroBlasters]

BLT owner here.
It’s all about location. Nothing else.
Cheers!

Not a BLT owner…. but I would like to add that the 1 and 2 Bd room layouts are pretty great as well.

I much prefer it to VGF.

 

[VGCgroupie]

Not a BLT owner…. but I would like to add that the 1 and 2 Bd room layouts are pretty great as well.

I much prefer it to VGF.

Yep. The layouts are

 

[TheThousandthSoul]

Not a BLT owner…. but I would like to add that the 1 and 2 Bd room layouts are pretty great as well.

I much prefer it to VGF.

It sure is!