This is an interesting discussion. I'm not so sure we are loyal to Disney, and I'm very sure Disney isn't loyal to us. And that's OK in my book.
Admittedly I don't care enough to keep up with the endless aged based labels applied to generations, so I'll just start with saying I'm 58, my husband is 62 and our son is 23. That makes us, whatever it makes us!!
We just recently bought into DVC - back in 2019. We had thought about it earlier many times, but it really never made sense for us. We loved Disney and visited every 3 or 4 years, but with limited vacation time we tried to focus on giving our son a more varied vacation experience. Mixed in with Disney, there were beach trips,
lots of national parks, international travel, etc. We also live about 11 hours from our families, so we always needed to set aside vacation time to visit them. Now, I'll admit that having only one pretty easy kid is a lot different than having multiple ones. The work required in raising multiple kids is not linear, it's exponential

. We very well might have made different decisions had we had more children, but that wasn't in God's plan for us. So we went with our small family and traveled, traveled, traveled ... as much as we could, as varied as we could. Had we had more vacation time, we definitely would have sprinkled in more Disney, and DVC would have made a lot of sense. But with other trips a priority we always decided to pass.
Flash forward to 2019. Our son is in college and is still a full fledged Disney nerd (in the best sense of the word). His dream is to be an Imagineer. I'm now a full time homemaker and my husband gets five weeks of vacation and has retirement looming over the horizon. The joints don't always move as easily as they once did, DH has developed a pretty serious health condition and suddenly easy travel becomes more and more attractive. So we circled back around to our old friend, Disney. Our son is an adult at this point (at least in the eyes of the law), and the idea of putting him on the contract so that he and his future family could use it for years to come was very attractive for us. So we took the plunge and bought 2 Copper Creek contracts totalling 300 points. We were happy. Then last summer, addonitis hit - yeah in the middle of pandemic and the parks were closed. We added on 200 more points thinking we'd take the next step and buy a Gold AP when they resumed sales for multiple trips a year - oops

. After a trip to HHI in Sep we fall in love and decide to pick up a 210 point resale contract mainly just to use there. Still happy, but getting a little antsy about those 500 CC points and no AP.
That's where the loyalty thing kicks in. At the end of the day, I don't think Disney has any real loyalty to DVC members. Why would they? They have our money. If we get ticked off enough to sell, so what? They get a different member to pay the dues and no longer have to give any direct perks to them as it's now a resale contract. What do they care? What they do care about are NEW DVC sales. That's why they offer perks and it's why I (maybe naively) think DVC AP discounts will return. It will kill direct sales if they don't. As for the rest of the perks, they are nice and we enjoy them but know that they aren't being given out of loyalty to us. They are given to drive direct sales. That doesn't mean I can't enjoy them, though!
This is a long winded way of saying:
No - we aren't loyal to Disney in the true sense of the word. When it made sense to buy, we bought. If at some point in the future it no longer makes sense, we will sell. DVC is unique in that we have that option vs most other timeshares and for that I am very grateful.
And no, Disney isn't loyal to us, nor do I expect them to be. I do, however, expect them to offer some level of perks for us. Not because they are so thankful for us, but because they want more us!