DVC bank / borrow

xipetotec

DIS Veteran
Joined
Mar 21, 2005
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okay, my brain is addled on this. I've been taking care of my mom's DVC for years now, but we ALWAYS go at the same time so it's become routine. We are now looking to change our routine and I want to be sure I've got this right...

So our use year is APRIL. 425 points. We usually bank AND borrow because we bring a big crowd.

So We are looking at maybe going in MAY 2018 ( after the April use year ). Correct me if I'm wrong here, but that means:

I can BANK my 2017 into my 2018 (as of April 2017). And BORROW from my 2019 to effectively have 1275 when I book at my 11 month window in JUNE of 2017.

any flaws in that logic?
 
I can BANK my 2017 into my 2018 (as of April 2017). And BORROW from my 2019 to effectively have 1275 when I book at my 11 month window in JUNE of 2017.
You can do this since your stay will fall during your April 2018 UY.

Banking is a separate step, so you need to do that prior to starting the booking process.
 
You can do this since your stay will fall during your April 2018 UY.

Banking is a separate step, so you need to do that prior to starting the booking process.

Right, I would basically plan to bank in 2017 right away in April, then book in June for 2018.

Thanks!
 















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