I went to the site and did some investigating....doesn't look like it's a good plan for us. Says it can't be used to buy
DVC, not sure if it could be used to pay for DVC related expenses but I'm inclined to think not. It said it could pay for dining plan, only if you were adding it to an applicable vacation. It deals with whether you could use it to pay for non-dining plan dining expenses, and it says your option is to get a gift card for up to $500. At another point, it says that each vacation account is allowed to only get ONE $500 gift card. That's when I decided it would be of little use. You can use it for airfare but the airfare has to be through Disney.