You know, I've been thinking about this a lot, since we recently came into a sizable inheritance. The first thing I thought was, "let's buy at least 300 more points!!!" Then we upgraded our RV, and this interesting realization came to me: we could stay at Fort Wilderness in our 32' motorhome for 2 weeks a year, for what it would cost in dues on those extra points. Now, I'm torn.
The joy of living in our motorhome is that I know I have everything I need, I don't need to unpack, I get to sleep in my own bed, and the kids get their playstation as well. (I am using the first person here, because in our family at least, you know it ain't the Other Half that's doing any of the packing/unpacking!!)The joy of a 1br at VWL is that we're in a hotel, I don't have to cook if I don't have to and we don't have to drive down from the great frozen Tundra of Northern VT in February. Now, I'm finding myself really wondering if we need extra points, or if we need to just move closer. . . not that I'm selling the points we already have, mind you.
Of course, VWL is our favorite resort. So FW is not that different. If our fav was Boardwalk, I can see that it would be a completely different deal.