Does this plan make sense?

[Picabo]

We probably will not travel to Disney yearly due to the added cost of flying with kids, etc. We're thinking of getting into either Vero Beach or Saratoga Springs with 100pts a year....and then banking them to go every OTHER year with 200pts to use. Does that sound do-able??

Does it really matter what property we choose to call home? Vero Beach is cheaper but maybe it's of some other benefit to actually own onsite at Disney?

THANKS!
Melanie (36) DH (40)
DD 19mos
DD 2mos

 

[AKV707]

If you buy at a WDW DVC resort, you can make reservations at that resort 11 months in advance. If you own at VB, you can only book a WDW stay 7 months in advance. The maintenance dues are also higher at VB.

 

[Deb & Bill]

You'll need to purchase a resale to only start out with 100 points. You have to purchase 160 from Disney to start. And there are not many AKV resales out there yet.

VB has the highest annual fees of all the resorts. SSR has the lowest right now.

If you can live with getting whatever is available at 7 months, then any resort will meet your needs. If you want a specific type of accomodation, like a GV or BW view, etc., you'll want to purchase a resort that fills that need for you and you can make your reservation at 11 months. If you want a Beach Cottage at VB, you'll need to own at VB.

 

[salmoneous]

Others have explained why you might not want to buy Vero points (think about it - if there weren't any disadvantages, why would they be cheaper?)

As for your first question - yes, that makes a lot of sense. If you need 200 points every two years, you can just buy 100 and bank them every other year.

 

[flyerron]

OK, The age old addage is to buy where you want to stay. Think about it. It removes most anxiety about getting ressies for your time of travel & you know where to go year after year. For a few dollars more you get what you want & the additional cost over the life of your loan is very small.

 

[4 Little Bears]

We purchased a 100 point resale at VWL so our family could stay every other year too...only problem I can find is now we want to add on at BCV and AKV!

 

[flyerron]

Saratoga Springs is a resort within WDW. There is another resort in New York, but the SSR we talk about is in WDW.

 

[rugrats2001]

Saratoga Springs is a resort within WDW. There is another resort in New York, but the SSR we talk about is in WDW.

Ron, what are you replying to?

 

[veenstra56]

I think your banking idea would work out fine. In fact, you could go every three years through banking and borrowing and get 300 pts., in case your plans change in the future.

 

[DrChuck23]

I would recommend SSR due to the extended contract year or OKW due to the lower point cost (you can book at OKW 11 months in advance) especially if you plan on doing a lot of peak season/holiday trips.