We are going to WDW in November and I am wondering if we should be considering the dining plan. I hadn't at first, but now I'm thinking it might be a good idea. Thoughts?
For us, it's rarely saved any money. The main reason it doesn't is gratuity is not included in what you already paid. That sounds minor but if you have Table service meal, your going to get an appetizer, entree and desert for everyone your with and for us, we don't normally do that. We also want to the best value for what we paid so we tend to get the higher priced things if it sounds good. Now gratuity is based on what it would have cost if you didn't have the meal plan and when added to the original cost it's really expensive in the end. When we pay out of pocket, we order less, it costs less and the gratuity is less.
Do you have anything that offers a discount? maybe the discount cards for some of the chains that operate some of the resturants, disney visa card, tablesinwonderland, the discount card they mail everyone in the booklet near your trip, etc etc. Any of these usually makes it a no brainer to not use the meal plan.
Now if the meal plan is free, we snag it. But if we want to upgrade it to a better plan is when we break out the below to figure it out.
What I recommend to figure out if it will help you:
1) Plan your trip without the food plan
2) look over where you plan to eat, got reservations for and use the menus on the website to decide what you would buy if you didn't have the meal plan. don't forget to add in gratuity and remember disney forces 18% for 6 or more people eating together so factor that cost in if your 6 or more eating together. (table service).
3) compare what you think meals will run and what would any of the food plans make it cost less? Dont' forget to factor in gratuity will be higher with the meal plan as you will be ordering more food than without and add in that cost. Dont' forget not every restaurant accepts the meal plan or every version of the meal plan.
4) Is there anywhere you can save money? Maybe gardengrocers and get some continental style breakfast options or easy to make lunch/snacks you can easily store in your room. getting a cab to get to the resort? maybe a hired car many of which will stop for 30 minutes at a store for you to get groceries is similar cost.
5) alter your reservation for what makes sense for your exact trip.
Generally, it's really close on cost but usually disney makes more money from you if you get the meal plan.
If your planning something in 2016, make sure you read up on how the meal plans changed. IIRC the price went up but the amount of food you get went down.