Just like the title says... when planning you disney vacay do you plan for where you hope to stay and hope for a discount or package to be avaliable or do you plan for what you can pay with the price it is now?
We are kind of in between with this right now... we can stay at a deluxe if they have the 30% off like they did this year but if not we will have to lower to a moderate sooooo what does you family do?
I do both. I'm a single mom, saving for retirement and paying for dd's college now, so I like to take budget vacations...we stay at values and go only if room only discount...approximately $2,800 for 10 days for 2 people: room, tickets, food, airfare, souvenirs. We go every 2 years (or try to) so I put $50 in vacation fund, and the rest I earn through other methods: survey sites, rebates, dog sitting, etc...basically anything that was not part of my regular income. Once I hit my savings goal here, then I add it to the retirement part of my budget.
But, I also have an account for "some day" vacations. Greece is the big one. I put at least $25/month in it, and then extra when I can. This is an account I don't really plan to use for about 10 years.
However, we are very lucky in that dd's grandparents (ex's parents) travel alot, and often invite us. So we have taken many non-
disney vacations over the years. Grand Canyon, Hawaii, Chicago are some, dd went to France, Spain & Scotland. We are very blessed to have generous people in our life.