I would like to speak on the damaged bag aspect of this. Yes, I did use DME, and yes, I did actually RIDE DME. This occurred last December, the 15th to be exact. I flew in to MCO as usual, and was using my DVC at BLT. Flight was earlier in the day- landed and on park property by 11. Bags however, were not delivered until we had left for dinner between 6 and 8pm. We were in and out of the room before that, and came back to drop off our leftovers before heading over to the MK. Two of our four bags were decimated. And when I say decimated, I mean decimated: handles ripped off, wheels ripped off, bags ripped open etc. These were Delsey bags, so not necessarily cheap bags FWIW.
The problem? ME said the problem was the airline. The airline (SWA) said we had to have filed our claim within 4 hours to be valid (meaning by about 4pm give or take) and we didn't even HAVE our bags to know they were damaged by then. When I explained I had used ME, they clammed up and said it was on me to talk to ME. ME bounced me back to SWA. The department that would escalate it was closed on a weekend (Dec 15 was a Saturday), and come Monday, did not want to touch the matter because they felt that I had waited all weekend and basically should have reported it by 4pm on Saturday. It was not until Tuesday (different rep) that I FINALLY got someone at SWA to help me file a claim for bag damage. I will say that it was NOT an easy process and involved flying home with my bags wrapped in plastic bags after 2 trips to MCO while on vacation and a return trip to BWI after getting home, but we eventually did get new bags out of the process, and will also say that Disney completely utterly flat out refused to help at any step of the way.
YMMV