Disney Visa

[PamNC]

Hello everyone! I'll bet I'm among the many DISers who have gotten a new Disney Visa. So, tell me what's the biggest advantage for a WDW trip? I believe you have to book a package for the 0% interest for 6 months. Anyone used the card in a great way and would like to share???

Any savings/codes just for Disney Visa cardholders? How about 0% interest on room only?

Thanks for the info.

PamNC

 

[disneydentist]

How about those reward dollars. I just ordered two @ $10.00 apiece based on my first billing. They even let you order them before you pay the chrage bill for the month. Trusting, huh?

 

[Harambe]

The rewards aren't going to add up enough to pay for a vacation, but if you only use one credit card (like us) you will accumulate enough reward dollars to treat you family to a nice dinner at WDW, or pay for a behind the scenes tour, etc.

I think there is a site (bankone.com/disney) that has additional discounts.

 

[Trekker]

DW and I used to pay cash for everything, we now us Disney Visa for everything and pay it in cash when the bill arrives.

 

[diznefreak]

My DH and i have come up with a great way to use our disney visa without getting into debt. We both have check cards that we use like debit cards and we use our debit card for almost everything. What we have decided to do is to use our disney visa instead of our check card and deduct the money out of our checking account as it would if we were using our debit card. This way we have all the money to pay off the monthly bill, we won't have anyt debt and best of all we gain disney rewards that can be used for a future vacation. Why use a debit card when you get no rewards and just use your disney visa like it is your debit card. and gain your disney rewards. It is working really well for us.

 

[minster22]

I have a question relating to using my Disney Visa and reward points, etc.....please bear with me here. I am doing like the rest of you, using the card for stuff I have always paid cash for and then just paying the charges out of my checking account. My question here is ...my largest cash outlay for our trip next spring will be for our rooms....close to $6000. I am planning to pay ahead of time with the Disney Visa to get my reward points and have the time to cash them in before arriving at WDW. What happens if I can apply a code to my ressie...can I leave this as a credit on our hotel account? We are using cash specially saved for this trip so it is all going to the same place. Hope this is not too confusing....I am hoping to have at least 200 reward points by our trip.

 

[Liv2CdWorld]

Originally posted by diznefreak
My DH and i have come up with a great way to use our disney visa without getting into debt. We both have check cards that we use like debit cards and we use our debit card for almost everything. What we have decided to do is to use our disney visa instead of our check card and deduct the money out of our checking account as it would if we were using our debit card. This way we have all the money to pay off the monthly bill, we won't have anyt debt and best of all we gain disney rewards that can be used for a future vacation. Why use a debit card when you get no rewards and just use your disney visa like it is your debit card. and gain your disney rewards. It is working really well for us.

That's pretty much what we do! We use it for EVERYTHING. I set up my checking acct on bankone's site and I make weekly payments online.

Love it! Already cashed out for $30 on the first statement. I think I have another $15 I'll have this statement!

 

[thymed]

and I called bank one today about changing those and buying the ap's all at once and the girl there told me the card comes with 0% interest on any purchase until September as long as you pay the monthly minimum. To me it was just as easy to leave everything as is then to try and get another two months interest free and buy hopper passes or a vacation package. Hope she knows what she was talikng about!!

 

[supergoofy]

my wife got us one and i am planning on (after this trip) at using it for all the monthly bills(gas, grorcery, hardware store, etc.) also am looking into if i can pay my mortage with it that would be the icing on the cake near a $1000 a month just for the house.

 

[Bottlejet]

Except for the Disney Pin, there is no advantage in having this card. I have the card (and the pin) and I'll wait and see if they decide to make it worthwhile. Thus far it's a bummer.

 

[pat fan]

I love my card! I guess like everyone else I'm using it for some daily things and paying it off,but I've also used it for some other things. My sons braces are going on it, our home improvements are going on it (roof,cabinets,flooring etc...good timing,that ) so I figure in 2-3 years we'll have enough to pay for about half our Disney trip. That's just a guess,but you can accumulate what,750 points in a year?Two years that's $1500 DD and our usual trips are around $2,500-$3,000. Seems pretty helpful to me

 

[PamNC]

for all the good info. How do you get a Disney Visa Card Pin?

How about special codes? I think I read somewhere that special codes are available to Disney VISA cardholders? Where in the world can I find out about that?

pamNC

 

[puffkin]

To get 750 points though, you have to charge $75,000. I am a little disappointed in the awards right now. Hopefully, more options will become available as more people get the card. I am trying to make most of my purchases on the card to earn reward dollars for my Honeymoon next July, but at the rate I can afford to earn reward dollars, they will probably only end up paying for one nice meal. In the whole scheme of things, it doesn't amount to very much. Keeping my fingers crossed that new perks will come about.

 

[PamNC]

Sorry, I thought of another question.

Can you get rewards for $$ used for your actual trips? Even if it's 6 months same as cash.

Thanks.

PamNC

 

[ducklite]

Well, I normally charge $2000 a month for day-to-day expenses, and then another $20,000 a year for larger things like travel, home improvements, etc., so I figure that will give me enough for half of my food expenses on a WDW trip. Not bad for a card with no annual fee. And if you pay it all off every month, there's no interest either. yes, ther are some better benefits for some cards with annual fee's, but you have to subtrack that $50-75 a year off the top and then compare. I think if you do that you'll find that the Disney card is a better deal.

If you aren't going to pay it all off every month, then you would be better off with a low interest rate card from your credit union, or someplace like that.


Anne

 

[candleonwater]

I have found lately that I have been making a lot of reimburseable purchases for my office... why not let someone else's money earn me points?

 

[Bimmy56]

I have a frequent flyer Visa that I used for 4 years to charge my daughter's college tuition - now that REALLY brought in the miles. She graduates this year, so I can't use it for my new Disney Visa.
Too bad!

 

[vicb]

soooo here's my question..... when you get these reward certificates, how do you actually use them at WDW? Do you present them at resturants? Can you use them to pay for your room?

 

[thinkerbell]

Does the Visa offer any discounts on tickets or the Disney Stores like the Disney Club Card? That is what we would get the most from since we already do the points thing for Delta Skymiles and American Express.

 

[Liv2CdWorld]

Originally posted by vicb
soooo here's my question..... when you get these reward certificates, how do you actually use them at WDW? Do you present them at resturants? Can you use them to pay for your room?

I'll know the answer to this in 17 days!

According to the back of the reward, it states "...may be redeemed only toward select merchandise, recreation, lodging, food berverages and Walt Disney World admission tickets at participating locations at the WDW resort."