This is unrelated to cashing in your points, but is about the Disney Rewards Visa so I figured I'd stick it here rather than starting a new thread...
How harsh is Chase about credit approvals? I technically have next to no income right now (I'm unemployed because I'm caring for my grandmother currently). However, I have plenty of money in checking and savings and my bills are always paid (I have around $5000 in available credit with Capital One and various store charges, and a car loan that I'm halfway through paying off...never been late on a payment on anything.) I know this is random and may not be able to be answered by anyone here, I was just looking for some insight.
I don't really want to apply if it's likely I'll be denied and then have a mark against me on my credit report, which should be pretty spotless at this point in time.
No flames please, I'm just a little clueless when it comes to big bank credit applications. I have no problem getting approved for little store charges but that's hardly alike...