Heads up. Received my 1st statement after upgrading to the Premier account. The new 2% structure was in place, but the additional 3% (part of the 5% bonus) will post on the next statement. However, there was some sort of "glitch" on this statement - I was only receiving partial points for the statement. Statement was $3K in purchases, with 15 Disney Points; even at just the traditional 1% there is a shortfall. I called customer service to make the adjustment - should post in 10 days.