Disney Vacation Protection/Travel Insurance

[mandadh09]

Those that plan on sailing in the next year what is the best travel insurance? I see the Disney Vacation Protection only offers a 75% refund. Our last cruise we denied all coverage and were safe. This time around I feel like we need some kind of coverage. I'd hate for one of my kids to have a fever or something and then we lose our cruise. Any advice is appreciated!

 

[lanejudy]

Cancellation for a "covered" reason could be 100%. Cancellation for a non-covered reason will then invoke DCL's additional offer of 75% (I thought it was 70%?) of any non-refundable amount, as a credit to be used within a year(?).