Disney Premier Visa with 200 Gc

[EBONYPRINCESS]

I have an offer to get the DPV, but it has a 49 annual fee. This will be our first disney daytrip in 16 years! We were only going to do animal kingdom or get 4 1 day hoppers and do Epcot as well.
I could use the 200 GC towards tickets. Does anyone have a DPV and was it worth it for you? Just want to know before signing up, being sorry later. We usually do universal, but might do Disney a little more next year. We also stay offsite.

Thanks.

 

[ValpoCory]

I have an offer to get the DPV, but it has a 49 annual fee. This will be our first disney daytrip in 16 years! We were only going to do animal kingdom or get 4 1 day hoppers and do Epcot as well.
I could use the 200 GC towards tickets. Does anyone have a DPV and was it worth it for you? Just want to know before signing up, being sorry later. We usually do universal, but might do Disney a little more next year. We also stay offsite.

Thanks.

I have the free Disney Visa Card with the $200 Enrollment bonus, but use the Chase Freedom card for everyday purchases. The only way I'd do the Preferred $49 fee Visa is if I could get the 5% off in the selected categories for the first three months, and then take a vacation in that time frame, and then cancel my card before being subject to the second $49 fee that would come 12 months after the first one.

 

[EBONYPRINCESS]

My plan was to purchase something with the visa premiere card to get the free bonus 200 gift card and probably cancel before the 49 annual fee was due. Perhaps I could buy 2 adult 1 day passes and buy the other 2 adult passes with the Gift card.

My husband gets discounts on passes and I could get 2 adult, 1 day passes from his job for 160 total.

 

[cglaura]

My plan was to purchase something with the visa premiere card to get the free bonus 200 gift card and probably cancel before the 49 annual fee was due. Perhaps I could buy 2 adult 1 day passes and buy the other 2 adult passes with the Gift card.

My husband gets discounts on passes and I could get 2 adult, 1 day passes from his job for 160 total.

The $49 fee is on the first statement. So not sure that would work. My fee showed up a day or so after my first purchase.

I received the gift card about 3 weeks later. I figure that $200 makes the card "free" for four years. Yeah, I know that is just creative disney math

I have earned $13 in one month in rewards though, so I'm sure the rewards will negate the fee. I put everything on that I would normally pay cash or check. Only thing I can't is my electric, as they charge a fee to use a cc.

I debated whether to get the Premier or the regular card, but from what I can guestimate from this month, the extra 1% I get on some categories will pay for the annual fee more than well over.

 

[3angelsmom]

I only saw an offer for a $100 gift card on the website. Is this a targeted offer only sent out to certain people?

 

[ValpoCory]

I have earned $13 in one month in rewards though, so I'm sure the rewards will negate the fee.

Is that $13 in rewards per month the difference between the rewards you got with the Preferred card and the rewards you would have gotten with the regular card?

Because if you get $10 in rewards on the free card and spend 30% on the selected categories, you would get $13 in rewards on the preferred card. So that 3 extra bucks over 12 months is just $36 per year, much less than the $49 annual fee.

 

[cglaura]

Is that $13 in rewards per month the difference between the rewards you got with the Preferred card and the rewards you would have gotten with the regular card?

Because if you get $10 in rewards on the free card and spend 30% on the selected categories, you would get $13 in rewards on the preferred card. So that 3 extra bucks over 12 months is just $36 per year, much less than the $49 annual fee.

$10 was from the 2% categories, so if I had the regular card at 1% it would be $5/month. So $60 extra in rewards per year. Not including the extra I'd put on at the holidays, seasonal clothing, vacation, which I estimate to be at least $60 ($30 extra), as disney falls into 2% bracket. $90- $49 = $41 net extra rewards with the premier card.

Unless my math is wrong...which is entirely possible!