Very timely thread as we just experienced this - 3x! Here is our story:
Cruise - booked our cruise on Developer's points last June after adding on at AKV. Fee $75.00 (before increase). Cancelled cruise a few weeks ago (see below) and lost this fee.
Contemporary - booked 1 night concierge for arrival day @ 66 points, plus fee $95.00
Yacht Club - booked 3 nights at end of our AKV stay (see my signature) concierge @ 198 points, plus fee $95.00
*Over the past 6 months, we have had several family emergencies as well as baby son was just in hospital for pneumonia, dehydration & ear infections. Tried to add DVC insurance many times as we figured getting a small monetary cash-out would be ok if something went wrong. No go! Insurance has so many clauses & exemptions, as we all know, so no insurance for us. We cancelled our cruise approx. 4 weeks ago, and so we had a surplus of reservation points to use up by end of our use year (May 31). This is the only time we travel at end of use year as I'm on maternity leave.
Basically, no family members can travel to use up our points due to taking care of ill relatives, job or school restrictions, so, instead of losing all of our Developer's points (200) plus banked points from next year, we added on the one night @ Contemporary and 3 nights @ Yacht Club. These sandwich 2 nights @ Saratoga and 8 nights @ AKV. Our vacation is a total of 14 nights and we are staying in 4 different resorts - it cost a boatload of points that we would have lost anyway, plus 3 different fees. We still have 50 points left!
Bottom line - we are looking at this as being able to stay at the Contemporary in Concierge for $95.00 and Yacht Club for 3 nights at $95.00. We are not putting the points in there as they were free and will be gone at end of May.
We have used our points to stay at Disney Collection before the exchange fee was implemented - we are of the mind that they are our points, and we can do with them as we wish. That being said, we will never book a cruise on points again as the point requirements, fee and restrictions about cancelling/modifying are too great. We may still use our points to stay at a Disney Collection hotel as a treat once in awhile as the $95.00 fee really adds up. This fee should really only be nominal for us as guests, but, Disney has set it this high I'm sure to discourage people from booking outside of DVC, plus, it's built in profit as each time you cancel, re-book or modify a ressie, you are subject to the same fee, over and over again.
I have had a busy week preparing for our trip and dealing with doc appointments, but I plan on emailing Member Satisfaction - I've spoken with a bunch of MS agents over the past several weeks since making our changes, and they are all agreed that it was unfortunate for us, but, there was nothing that they could do. I really didn't make a big deal about it, as we've chosen to make a bunch of modifications to our ressies as they will suit our family situation better at this time.
I will post once I get a response from them - I don't want points to go up, nor, do I want them to take something else away as that wouldn't be good for the majority of members, but, I do want some explanation as to how they came upon this fee - more than the silly explanation that Jim L gave in our DVC mag!
Thanks for reading my long story, Tiger
