Disney Gift Card Deals

[disfanforlife]

Thanks for this but I can't find the "Official Best Buy (best_buy)" the other stores populated when I searched for them. Any search suggestion would be appreciated.

Alice I just noticed by your ticker that we will be at Disney around the same time, and we are staying at Boardwalk too!

 

[Alice Sr.]

Alice I just noticed by your ticker that we will be at Disney around the same time, and we are staying at Boardwalk too!

I wish our tickers didn't have the 4 months before the one week part, I am ready for a vaca. My oldest DD is running the 1/2 marathon and talked me into doing the 10k with her so I guess I should be happy we are still 4 plus months out. Just participated in my 1st 5k last month so I definitely need the time for practice.

 

[disfanforlife]

I wish our tickers didn't have the 4 months before the one week part, I am ready for a vaca. My oldest DD is running the 1/2 marathon and talked me into doing the 10k with her so I guess I should be happy we are still 4 plus months out. Just participated in my 1st 5k last month so I definitely need the time for practice.

Good for you! I wish it wasn't so long either, but then again I really wouldn't want to go during the summer anyways.

 

[Alice Sr.]

Good for you! I wish it wasn't so long either, but then again I really wouldn't want to go during the summer anyways.

Totally agree don't want to rush the summer

 

[fitnessmouse]

Wow, somehow getting banned from just Target. Com doesn't seem so bad now. I can still shop in stores.

I don't want to risk losing my paypal account.
Sorry for those that it happened to. :-(

 

[BruinEd03]

FYI I got banned from PayPal also? Got an email that said I was permanently limited. On the PayPal page it said I violated their user agreement, but didn't mention what I violated. This was just a random email. I purchased bb gift cards on Wednesday with my account locking once which required me to change passwords, etc. however I didn't do anything yesterday before the email randomly showing up. I sent them a message because the limitations department over the phone was already closed last night. Does this mean I can't use my remaining eBay gcs or my upcoming ebates?

 

[CMNJ]

FYI I got banned from PayPal also? Got an email that said I was permanently limited. On the PayPal page it said I violated their user agreement, but didn't mention what I violated. This was just a random email. I purchased bb gift cards on Wednesday with my account locking once which required me to change passwords, etc. however I didn't do anything yesterday before the email randomly showing up. I sent them a message because the limitations department over the phone was already closed last night. Does this mean I can't use my remaining eBay gcs or my upcoming ebates?

Any eBay gift cards already linked to your account (i.e. partially spent) must be used by the same eBay account. Also any ebucks earned must be spent by that account. In order to do so you must log into a PayPal account to complete the purchase. Unfortunately you can't do that with a limited PayPal account. You would have to try to complete the purchase by logging into another PayPal account (like a family member's) but you do risk having their account become limited too.
Ebates will also issue a check to you if you change your payment method so you can still get that money.

 

[MamaBelle4]

This is crazy. I genuinely do not understand how PP can shut down users' accounts with no terms violations! It seems totally random. What is the arbitrary amount of GC conversion that is "too much"? There's no real way of knowing!!

I am done with PPDG, that is for sure. Wasn't worth the aggravation before, surely isn't now! I'm terribly sorry for you guys this happened to.

 

[kristenrice]

I just used my PayPal account to make a purchase at Eddie Bauer. I'm hoping that if they see that I use PayPal to make purchases OUTSIDE of eBay, I can avoid establishing a pattern. I also use my PayPal debit card on occasion to make smaller, everyday purchases (like a soda at work) so perhaps that will help too.

 

[Friendlyadvice2]

This is crazy. I genuinely do not understand how PP can shut down users' accounts with no terms violations! It seems totally random. What is the arbitrary amount of GC conversion that is "too much"? There's no real way of knowing!!

I am done with PPDG, that is for sure. Wasn't worth the aggravation before, surely isn't now! I'm terribly sorry for you guys this happened to.

Actually, pursuant to the PayPal User Agreement https://www.paypal.com/us/webapps/mpp/ua/useragreement-full#9 , their AML (Anti-Money Laundering) unit has a vast amount of discretion in deciding if one's account has violated their terms and clearly have the ability to "loosely" apply the agreement, much like Target does.

The User Agreement states in section 9.1 (g), that one of the restricted activities is:

"g. Send or receive what we reasonably believe to be potentially fraudulent funds". The key words in this phrase being "reasonably believe" and "potentially" fraudulent. This is followed by this phrase in the section where PayPal documents their ability to limit/shut down your account:

"Further, you acknowledge that PayPal’s decision to take certain actions, including limiting access to your Account by placing holds or imposing Reserves, may be based on confidential criteria that are essential to our management of risk and the security of Users’ Accounts and the PayPal system. You agree that PayPal is under no obligation to disclose the details of its risk management or security procedures to you."

GC to GC transactions have always been potentially synonymous with fraud; whether or not it was the actual intent of the user is a different story. Clearly most here are not intending to commit fraud, but to an AML unit that has billions of dollars flowing through the system it monitors on an annual basis, I'm not surprised that they are very "loosely" applying their policies with little regard to restricting "innocent" users. And they are well within their policy in doing so, unfortunately! I'll be looking for additional data points.

 

[MommaBerd]

@lorijohnhill and @kidsfirsttrip VERY sorry this has happened to you guys! Have you ever heard of Clark Howard? He's a consumer advocate and is a nationally-syndicated radio host. I wonder if his team has dealt with this PayPal issue before or could help you out (www.clark.com). Maybe go to his forum and do a search or even contact his team and ask them for advice. I get that it's in the User Agreement as posted above (thanks @Friendlyadvice2!) but there should be some protections in place for honest consumers. I'm surprised there hasn't been some sort of lawsuit about this - it is INCREDIBLY one-sided.

 

[kidsfirsttrip]

FYI I got banned from PayPal also? Got an email that said I was permanently limited. On the PayPal page it said I violated their user agreement, but didn't mention what I violated. This was just a random email. I purchased bb gift cards on Wednesday with my account locking once which required me to change passwords, etc. however I didn't do anything yesterday before the email randomly showing up. I sent them a message because the limitations department over the phone was already closed last night. Does this mean I can't use my remaining eBay gcs or my upcoming ebates?

Yep permanantly limited = banned

 

[kidsfirsttrip]

@kidsfirsttrip I know this happened to you after you were asked to send in your DL and all that right before they banned you, right?
ETA: And this happened for both of you after trying PPDG and getting locked out?

Yes i was stuck in the verifactaion loop and had a purchase go through. Then I tried to pay via a cc and paypal said i needed to send in a drivers license pic. I figured I'm a legit person no harm so I did. I called after I got the "permanantly limited" email and was told we had to "part ways" because I made too many purchases using vouchers. For the record I made lots of payments not using vouchers doing online purchases on other websites, etc. And yes all this happened after a PPDG purchase.

That sucks. Sounds like our accounts are very similar so I have no idea why I "passed" and you didn't. I did not call them, I wonder if that was a trigger? That'd be stupid though. Not taking time to call should be more of a suspicious action.

Well I didn't call and did get banned so there goes that theory.

 

[gracielou]

FWIW, I've had my PayPal account since 2002 and used it on and off throughout the entire 14 years - for eBay purchases, purchases from other websites when I was too lazy to get up and get my CC, Ebates payments and the like. I have not been using Target or eBay to churn for Disney or anything else, but have bought various GCs when they were on sale many times with no issues.

About 4 months ago we started a house remodel and I was planning to pre-order 2 Galaxy S7 Edge phones from BB. So after learning about eBay Bucks from all of you wonderful people, I started stocking up on BB GCs through PPDG to use for appliances and the phones. I had purchased $2400.00 - using CC and cash only! - over that 4 month period with minimal verification issues when I tried to buy another $600.00 during a promo a few weeks ago. After going through the same verification run-around that many have posted about - 4 text verifications, a couple of phone verifications, changing my password 4 times, and saying that yes, I was trying to make a purchase from the such-and-such area - I received an email from PP asking for a copy of my driver's license. Then I got an email saying my account was limited and asking me to login and answer some questions so they could remove the limitations. Total waste of time - I sent bank and credit card statements showing the accounts were in my name, told what my recent transactions had been (and they were NOT all GCs), and some other random questions. Almost immediately, I received another email saying that my account was being closed - actually, the exact same email that @lorijohnhill received.

For those that this has happened to, if you have cash in the account you may be able to get it back without waiting 180 days. I had transferred $50.00 cash into my PP account just before they closed it. I responded to PP's email asking for an explanation and asking that my personal information (SSN, account numbers, etc.) be removed from my account that was supposedly closed (I don't understand how they call it a "closed" account when you can still log in to it and it is holding your money and your PII hostage? ). I also demanded that they return MY money that was sitting in the account as I had no intentions of letting them sit on it for 180 days and would go through other channels if necessary to make them return it. They sent a generic email back with their standard FAQs on "limited" accounts and said that if this did not answer my questions to reply to the email. I replied that it did not answer any of my questions. About 20 minutes later I had two emails: the first one had the subject line "We've reversed a credit from your PayPal account," which showed where the money in my account had been sent back to my bank account, and the subject line of the second was "Check Your PayPal Message Center." This is the message once I logged into PayPal:

Thank you for contacting PayPal Customer Support.

$50.00 has been transferred to the bank that the funds were initially added from.

Your PayPal account cannot be closed at this time. This is a necessary step to help prevent fraud. Your personally identifiable information will not be used by us nor shared with third parties, except to assist law enforcement as required by law. As an additional safety precaution, these financial accounts cannot be used on any future PayPal account.

Don't forget, we're always around if you need us. Just click "Help" in the top right corner of any PayPal page to visit our improved Help Center.

Add your mobile number to your PayPal account so we can reach you right away if we ever need to verify account activity with you. Simply log in to your PayPal account, click "Profile" near the top of the page and then click "Update" beside "Phone."

You can also make and receive payments with your mobile phone when you add it to your PayPal account. After you confirm your number and create a PIN, you'll be able to get money, send money, check your balance, or manage your account from your phone using simple text messages.

Sincerely,
Laura
PayPal Customer Solutions
PayPal

Also worth noting, I have successfully used DH's account - from the same computer and IP address - to make several eBay purchases since my ban, both GCs (physical Sears cards when they were on sale during a promo and I still need a new dishwasher!) and random merchandise, with no problems. I actually have another PP account in my name (had to open when Swagbucks was refusing to believe my original PP account was verified and would not let me redeem for PP cash until I created a new account) and so far that hasn't been affected. I don't think PP is using IP addresses to close additional account. You'll notice that in their response above they specifically state the financial accounts on my closed account cannot be used an any future PP accounts, which I am - perhaps stupidly - taking to mean that I can still use my other account since it has different financial accounts linked to it. I haven't used it to purchase anything since this all happened, but will try after I cash out my eBay Bucks next month (just to be safe!). I'm also curious if anyone who has been banned is able to create a new PP account using a different bank or CC account.

I hope this doesn't happen to anyone else, but my advice to everyone is to stay far away from PPDG! Also, I've never used eBay GCs so I don't understand if partially used cards are linked to your PP account or you eBay account. But if you have had your account closed and have any eBay GCs attached to it, I would suggest you contact PP and/or eBay with a strongly worded email asking for a refund or for them to issue a new GC with the total balance of any GCs that are locked to your account. I would think one party or the other would have a legal obligation to make those funds available, even if you had to gift the GC to someone else to use. Good luck all!

 

[CMNJ]

I had to verify my account by sending my drivers license in over a month ago. Apparently my phone had location services off when when I tried to make a purchase so they suspected fraud and wouldn't unlock the account without my drivers license. Since I had a lot of money tied up in eBay cards at the time (this happened right after GCM stopped selling target) I sent it to them and they unlocked my account. I still had problems afterward trying to buy BB via PPDG for a week or two (didn't get the verification issue but it would not let me complete my purchase) but managed to cash out all my eBay GC for various GC. I luckily haven't gotten into the whole verification loop again and have been very wary of the whole thing ever since @kidsfirsttrip first posted of their banning. Not telling anyone what to do but since ebucks are about to be issued in just over a week I'd suggest laying low if you have a lot of money in ebucks and you don't want to run the risk of getting banned by PayPal. It appears that the common thread between the reports of bannings is simply getting stuck in the verification loop. Anything you do to increase your odds of getting stuck in that loop may very well increase your odds of having your account manually reviewed and banned. We all know buying from PPDG commonly triggers that verification loop.

 

[Revf]

Paypal bans happen all the time for whatever reason they want. My wife has a banned paypal account. The reason they ask for you ssn and DL before the ban is they lock them in their system. You can never ever do any business through paypal again. They don't want to "clear it up", they want your information on file so you are blacklisted.

 

[MinMou]

Thanks for this but I can't find the "Official Best Buy (best_buy)" the other stores populated when I searched for them. Any search suggestion would be appreciated.

Here is the link for their store: http://stores.ebay.com/officialbestbuy/
This is so weird, because I had to go back to my list of purchases to get this (I bought a printer from them), and there it said that the seller was best_buy. Maybe they recently changed names? Oh well, one more thing about this process where YMMV

 

[MinMou]

Paypal bans happen all the time for whatever reason they want. My wife has a banned paypal account. The reason they ask for you ssn and DL before the ban is they lock them in their system. You can never ever do any business through paypal again. They don't want to "clear it up", they want your information on file so you are blacklisted.

THANK YOU. This is important.

 

[hsmamato2]

180 days, isn't that holding your money hostage?

It's what Paypal does best... yes,they're within their 'rights' to make this difficult...they have a long history and reputation for things like this.(read earlier posts in this thread,I posted many warnings myself, be cautious with paypal and ebay accts) this is part of the YMMV churning stuff. It's not always without penalty,and it's not for the fainthearted. I feel so bad for anyone here who has gotten shut off completely, but it's all spelled out here,over all these posts since the very beginning....there is risk involved in playing around. It's not illegal playing around, but it's playing around nonetheless. It could happen to just about anyone with any of these accounts,at any time. you will get your funds back(eventually) but IDK about the ebucks....how those are handled in this situation.

 

[hsmamato2]

FYI I got banned from PayPal also? Got an email that said I was permanently limited. On the PayPal page it said I violated their user agreement, but didn't mention what I violated. This was just a random email. I purchased bb gift cards on Wednesday with my account locking once which required me to change passwords, etc. however I didn't do anything yesterday before the email randomly showing up. I sent them a message because the limitations department over the phone was already closed last night. Does this mean I can't use my remaining eBay gcs or my upcoming ebates?

you purchased thru PPC+DG? wondering if this is the common thread right now....