pillow
DIS Veteran
- Joined
- Mar 21, 2007
- Messages
- 5,052
Added my Kroger digital coupon for 4x this morning, and it is good until October 1 (register receipt had said Sept 24). That changes my strategy considerably, since I can now hold out until Oct 1 and get fuel points for October and November. I buy the $100 visa gift card (fixed value earn fuel points where variable load do not) and then use those $100 at a time as a debit card to buy a Disney (or whatever) gift card, which makes it more like a 22% plus SW miles (I am over my 6K limit on my 6% amex). The math goes something like this: spend 529.75 on 5 $100 visa debit cards, earn 2000 fuel points. Use 5 $100 gift cards to buy $500 in disney cards, earn 2000 fuel points. Save 140 on fuel but spent 30 on activation fees, so 110 savings/500 value is 22% saved, plus SW miles (which were worth about 1.6% but I don't know if they still are with the new usage plan).
I hadn't thought to use these as debit. I do the same, but register the card and run it as credit. Is there an advantage to running as debit?
And thanks for the heads up on the Kroger coupon. Gonna go check that now. Oct deadline is great!!