Good Morning !!
I own through RCI, 2 weeks @ Cape Cod, Mass. and 2 weeks @ Cancun, Mex. + the BC @ DVC.
To own or not to own @ DVC depends on how you vacation and obviously $$.
My Cape Cod is a, 2br, 99 year, deeded TS with bequeathal rights.
I paid $12 K,10 years ago and the maintenance fee is $450. for each week/yearly.(hasn't changed in 4 years)
My Cancun is a studio, 20 year. I pain $9.K, 4 years ago and the maintenance fee is $350. for each week/yearly.(hasn't changed since purchased)
My DVC is strictly for WDW visits. I have visited every year since 1971, sometimes twice and know I would continue to do so....I took the DVC route. No its not cheap! I bought in 2003, 200 pts. and my maintenance fee is now..$852.
I have utilized my RCI weeks in many different ways...and.... around the world. I have not been back to Cancun since my timeshare purchase..its more valuable to me as a trade!!
For example..all Orlando RCI sites are upgradable with the weeks I own upon trade. Example: My Cancun studio or Cape Cod week gets me a 2 or 3 bedroom villa in Orlando, at multiple locations of my choice, within easy driving of WDW.
Sometimes I add off site and on site weeks together.
I have also put all 4 weeks together to get a large unit on the west coast of Fla., for 4 weeks in the winter.
If you are looking to do more traveling than yearly WDW visits..I would suggest another TS. First..pick a place that you want to visit..and..buy.
You can check out the RCI site and see much more of a selection of locations, I think, than any other!!
Hope this isn't too long winded and it helped??
Good Luck !!