On the resale market it appears "stripped" contracts are typically $5-7 cheaper than contracts that are loaded. How much value do you put on getting "double points" with direct contract. For example buying a December UY and buying in November and receiving all 2020 points and then on Dec 1st getting all 2021 points. Would buying like this help "close the gap" between direct and resale and if so by how much?
Thanks
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