Disclaimer: I am not saying everyone is like me, but I thought I'd join the conversation about how the DDP, and explain why, for me, there's no way I'd pay for it. And how you need to do the math based on how you and your family/traveling party eat.
We returned from our WDW 10-day trip a few weeks ago. We didn’t buy the dining plan. We hadn’t on our previous trip two years ago, and I didn’t think we needed to this time either. Coming home, Mr. Barbanellie started asking me if, maybe, it would’ve been worth it this time, because we did a couple buffets (Crystal Palace and Tusker House), and he felt maybe we had spent more than in 2014. So I looked at our final folio, we charged everything to the room, so it was easy to check what we’d paid vs. what the DDP would have cost us. I did all sorts of calculations, trying to see what, from what we’ve eaten, would’ve been included in the DDP, and what wouldn’t. But in the end, without making any kinds of convoluted calculations it’s a no brainer for us and for how we eat. The DDP would have cost us $1,146.60 (9 nights and two adults at $63.70/night/adult) Including EVERYTHING, so that’s including tips, alcohol and all the things that would not have been a part of the DDP, we paid a total of $1,100 (and did 9 TS, 6 CS and bought 14 snacks each). So if you remove the tips, the alcohol and the non-snack-credit things, we saved at least $300. (I've seen people say they liked the DPP, and that it maybe only would've cost just a little more than OOP, "like $200 or so". For us, $200 (or in this case $300) is a lot of money.)
Why this turned out that way for us is quite simple: we rarely had desserts at our TS meals, or at CS, or we would share one, and we also often shared CS meals. Not because we wanted to save money, but for desserts we were usually just too full after our entrees and preferred to buy a snack somewhere else later on, and sharing CS entrees because the portion sizes were often quite large, we weren’t very hungry, or we wanted a lighter meal to eat more snacks
Now, I'm not saying we couldn't have "made the plan work" if we'd had it. We probably would've eaten those desserts we didn't get, we might have had more ADRs at more expensive places, and I know I would've felt compelled to buying the more expensive entrees to "get my money's worth" (whereas we chose what we wanted, we never stopped ourselves from choosing something that was more expensive), we would've used our snack credits differently, etc. We might have broken even, I don't know, and I'll never know. Because that would've been too much thinking for me on my vacation, and I wouldn't have liked thinking "ooh, I'd like a LeFou's Brew! Oh, but it's not a snack credit, I should get something else". That's what the DDP would be for me.
Is it worth it for you? I don't know, but you need to think about what you look for on your vacation. I know a lot of people like for it to be prepaid, and I respect that. However, for myself knowing how we vacation, I'd just get one of those Visa Prepaid cards (can't get Disney gift cards in Canada) with the amount the DDP would cost, and I know I'd have cash left over for extra souvenirs. Now if for our next trip we go during
free dining, I'll have to do the math comparing that to the room discount, but I have a feeling even "free" it wouldn't be worth it to us.