Omg. That is such awesome news! Two big windfalls to celebrate your anniversary. I think you made a wise decision to pay off the student loan. Now, you can use that monthly debt payment to sink into your new car fund every month, instead. Win-win!
Congratulations!!Seriously! And that’s exactly what we’re going to do! We’ll still have DH’s student loan, also at $5600, but that frees up $100 a month that we can put into savings. I’m still reeling, this is so unexpected. We were happy just to get one loan paid off last month, we definitely weren’t expecting to get any significant amount paid on our student loans!
And....there's a problem. The tech found a crack exhaust manifold. Have it fixed today, $220. Fixed later, $600+. No brainer, but also eats up the $200 check I'd just put aside to deposit to buy two of the airline tickets for December.
Making me more sad? DH says his brakes are grinding. It's a large truck, so it's $400-$600 to fix.
Excuse me while I go cry for a bit.
Feeling so unbelievably fortunate today. I posted about DH's stock bonus this morning. Well, today he found out what his annual bonus will be this year. Their bonuses were very small last year, so we weren't expecting a whole lot this year. Well, after taxes it is enough to pay off the $5600 balance of my student loan!!!
I'm so excited and so thankful! I thought about doing the same with this as the stock bonus I posted about this morning (putting it towards a new car for down the road), but it doesn't make sense to put THAT much in savings or a CD when I have a student loan sitting at 5% for the same amount that I can pay off and save $1000 in interest on. We won't get this bonus until mid-May, so I'll make two more student loan payments before then to get it down a little lower.
I can't believe it! I feel like I should play the lottery too haha. Tomorrow is our three year wedding anniversary, so someone must be smiling down on us!
And....there's a problem. The tech found a crack exhaust manifold. Have it fixed today, $220. Fixed later, $600+. No brainer, but also eats up the $200 check I'd just put aside to deposit to buy two of the airline tickets for December.
Making me more sad? DH says his brakes are grinding. It's a large truck, so it's $400-$600 to fix.
Excuse me while I go cry for a bit.
So I did something very unbudget friendly. We’re headed to Walt Disney World for 3 nights in June to celebrate DH’s birthday. I used chase points and southwest gift cards to get 4 round trip flights for $39. I paid cash for port Orleans Royal room for 2 nights. I used citi thank you points to buy tickets. So I tried to be as frugal as possible. I plan to upgrade our tickets to annual passes to cover our August 2018 and April 2019 trips. I’m so happy!
The tech found a crack exhaust manifold. Have it fixed today, $220. Fixed later, $600+. No brainer, but also eats up the $200 check I'd just put aside to deposit to buy two of the airline tickets for December.
Making me more sad? DH says his brakes are grinding. It's a large truck, so it's $400-$600 to fix.
Excuse me while I go cry for a bit.
So I did something very unbudget friendly. We’re headed to Walt Disney World for 3 nights in June to celebrate DH’s birthday. I used chase points and southwest gift cards to get 4 round trip flights for $39. I paid cash for port Orleans Royal room for 2 nights. I used citi thank you points to buy tickets. So I tried to be as frugal as possible. I plan to upgrade our tickets to annual passes to cover our August 2018 and April 2019 trips. I’m so happy!
Sometimes you have to just do it to keep your sanity. With all the time I was out of work and so much uncertainty about whether I could ever get back to work and just so much stressing over it all on top of feeling like crap for months, I booked a getaway too.
Over Memorial Day weekend, dh and I are going to stay at the Beach Club. We’re kind of parked out and I’m not in the mood for walking all over the place but I’m just aching for some warm sunshine and to just float around on a tube at Stormalong Bay. It sounds heavenly.
We are flying on SW points and a companion pass so $20 on airfare and I booked BC through Orbitz with 15% off. It’s only 2 nts so it’s not so bad. We have old tickets under our kids names that they either had to cancel due to work or wanted to sleep in so I reassigned them to me and dh, or we can just save them for another time.
Over Memorial Day weekend, dh and I are going to stay at the Beach Club. We’re kind of parked out and I’m not in the mood for walking all over the place but I’m just aching for some warm sunshine and to just float around on a tube at Stormalong Bay. It sounds heavenly.
My only solace is that we can pay it in cash (well, credit for points and then pay off) because of the budgeting.Oh yes, I get it because cars and repairs are driving me crazy the last two months!
Everything is booked. Woohoo. I ended up using Chase UR at 1.5 cents to book our park tickets and will upgrade them to annual passes once we arrive. POR Royal room-pool view came to around $600 with tax for 2 nights. Flying down on AA metal from PHL for $0 (used Chase UR) and flying back on a $60 pp rate on Southwest to Philly (used SW gift cards from Amex Platinum airline credit trick). Will save the Citi TY points for another trip. Booked Magical Express and will be making fastpasses in seven days! ADR's booked and got everything we wanted including Narcoossee's for DH's birthday dinner. DH is thrilled to be celebrating turning 44 at WDW.So I did something very budget unfriendly. We’re headed to Walt Disney World for 3 nights in June to celebrate DH’s birthday. I used chase points and southwest gift cards to get 4 round trip flights for $39. I paid cash for port Orleans Royal room for 2 nights. I used citi thank you points to buy tickets. So I tried to be as frugal as possible. I plan to upgrade our tickets to annual passes to cover our August 2018 and April 2019 trips. I’m so happy!
Everything is booked. Woohoo. I ended up using Chase UR at 1.5 cents to book our park tickets and will upgrade them to annual passes once we arrive. POR Royal room-pool view came to around $600 with tax for 2 nights. Flying down on AA metal from PHL for $0 (used Chase UR) and flying back on a $60 pp rate on Southwest to Philly (used SW gift cards from Amex Platinum airline credit trick). Will save the Citi TY points for another trip. Booked Magical Express and will be making fastpasses in seven days! ADR's booked and got everything we wanted including Narcoossee's for DH's birthday dinner. DH is thrilled to be celebrating turning 44 at WDW.
We will miss the opening of Toy Story Land by 10 days but won’t miss it entirely since we’ll be back to the world in August.What a great trip and a great deal! Will you be there for Toy Story Land opening, or going earlier than that?
How often do y'all change car insurance companies? Our insurance is up in July and right now we pay $300/month for liability on the truck and full coverage on the Kia. It may go down once it's time to renew, as the total cost will be divided lver a full 12 months, but it tripled when I added the kia to it. I'm wondering if we could get that down some.
I'd love to hear what you think of PO since I'm hoping to stay there next year!