Many owners who rent charge less (sometimes significantly less) than David charges, have contracts as comprehensive and thorough as the contract David provides and offer the same general services (such as arranging dining plans and Magical Express). We also offer personalized service and attention to the needs of the individual looking to rent points. I do not see how the possible risk is minimized using David - David can fail to perform, and the owner whose points David is trying to rent at a profit still control all aspects of the reservations made. That is
DVC policy, and using David does not avoid this problem. I think that interested clients should look for owners who have done a good number of rentals, who have gotten good feedback from their renters and who work with their renters to insure a good match. There are a good number of owners out there, and their renters save the unnecessary mark-up of dealing with middlemen like David. Just the thoughts of an owner who rents successfully from time to time.