Ok, friends, I need help figuring this out! DH has been out of real work for 9 months, the simple math says we have more bills to pay than money coming in each month, we've canceled cable TV, no eating out, learning to love Aldi, and I have to find even more creative ways to save! I like the posts comparing
WalMart and Target to CVS...that's really eye opening!
But I still have a hang-up...see below....
I think get the concept of CVSing...after much research on here and various coupon sites. It goes like this... If I take $20 in cash, I can spend it and end up with a bunch of items (that I may or may not need!), plus end up with, for this example, $15 in ExtraBucks to use on another purchase, and then "roll" those ECBs from week to week, hopefully not spending more than a few bucks out of pocket each week after the first "investment". Right? Am I missing anything in the big picture view?
Here's my hangup...what if I don't need those items which I purchased just to get the ECBs (the "free" Vitamin D from this weeks ad comes to mind--I spend $2.99 now and get $2.99 in monopoly money to spend later)? I get that I can donate to charity, and that would feel good to do. But in my current situation, am I better off keeping that $15 in my bank account earning it's pittance in interest -- "real" money and not "monopoly ECB" money, knowing that CVS can then take my "real" money and earn the interest on it, while I just have monopoly money in my pocket.
Does anyone else struggle with this??? Everyone who does CVS LOVES it. So what am I missing? Can someone help show me the light? I want to learn and be brought into the fold -- and save $$ in the process!