Point costs are advertised at $101/point at SSR.
Disney has their $8/point incentive making it $93/point.
I think they are still offering the Magical Beginnings to new members (they did us June '06 visit). Magical beginnings lets you sell back your first year's use points for an additional $5/point credit, making the final price $88/point.
Last we were told, they are still selling Dec use year with all '05, unless you trade them in for magical beginings.
DVC also has February and March use years for sale with all '06 points, again unless you trade them in.
They may be charging closing fees which look like approx. $219 per contract, regardless of how many points you buy. However, if you decide to split your points up onto different contacts (so you could sell some of your points down teh road if you don't need all of them), there is the closing fee for each contract.