Credit Bureau Dispute

[daughtersrus]

Has anyone ever filed a dispute with a credit bureau? I pulled a copy of my report today and my Chase credit card is showing the correct balance but it shows $0.00 for the credit limit. I verified with Chase that they haven't reduced/closed my account and they haven't. The lady at Chase said to file a dispute with the credit bureau which I did. DH checked his report as well and it was wrong as well.

Now my question is, should I check all of the credit bureaus? I hate to waste my free reports all at one time but I'm not sure if it's just a problem with Equifax or if the others are wrong as well. If they are wrong, will the information get corrected there once it's corrected by Chase with Equifax? Also, will I get a free check with Equifax once the dispute is closed so that we can verify that it's been fixed?

Thanks!

 

[Golf4food]

Go to Clarkhoward.com and search for this - he has a lot of information about how to go about filing disputes, etc.

It is about as easy and getting a controversial bill through congress. Fight hard.

 

[Planogirl]

I answered on the other thread but Chase often doesn't report limits and only they can change that.

 

[daughtersrus]

Thanks for the information.

I'm going to call Chase again and see if the next rep tells me the same thing.