If you hire an outside photographer it doesn't count towards your minimums with Disney. If you use Disney, the cost goes towards your minimums but you don't get to choose. You can request a photographer if you see a bride's photograph's that you really love, but Disney will not guarantee anyone. Many brides who have used Disney have been very happy with their pictures. It totally depends on your comfort level, and if you need to use a disney photographer to meet your minimums for a custom wedding.