Hi there,
Well, I must chime in here. We own at SSR and VB, but our first trip "home" was to HH in January. It was our 1st trip without our kids in 5 years. It was FANTASTIC! Now, I don't know if you like to dine out, but let me tell you I was THRILLED with "having" to dine out every meal. (I cook for five munchkins 3 meals a day at home... and with 2 under 3 years of age at home...eating out is NOT a fun adventure.)

We bought DVC mainly because I LOVE Disney and my in-laws own a place in Vero that is great for them, but does NOT fit them PLUS all of my crew.

This was me after we tried it last year. Hence, we purchased at SSR after 4 days in their condo.

I think my DH was ready to give into ANYTHING to not have to tell our kids to stop touching Grandpa's TV one more time. (sure made convincing him easy.

)
Anyway, I didn't miss the resort NOT being on the beach because we will most likely only go there in the off season without the kids. (I don't know that I could do a week there with my kids) I didn't miss having restaurant choices at the resort because I wanted to get out and explore the island. We had such GREAT meals while we were there...all out, and all different fare. Seafood, Italian, French and even Thai. We ate all over the island and even drove down to Savannah for a day to explore.
I don't have a lot of experience with how other timeshares work, but BIL and SIL bought one in Cancun last year and now their resort is closed down for hurricane repairs and they had to SCRAMBLE to find a place to go so they didn't lose their week. They ended up in Orlando last week because there was absolutely NO availability at all during the spring and summer anywhere.
I love that DVC has HUGE flexibility. If VB closed for repairs, I know that I'd have 6 other places to go and wouldn't have to take my kids on vacation in February (missing school) so that I wouldn't lose my "week".
I'm happy to say that I'll be taking my crew to Disney in July for 2 fun-filled weeks while BIL and SIL are at home wishing they had bought DVC.
Donna
SSR & VB
BWV July '05
HHI Jan. '06
VB July '06
OKW July '06
Anyway, just food for thought...Best of luck to you!