considering DVC but have ?'s

[blitzenO]

We are trying to ascertain the cost benefits of becoming DVC members. Our 1st and most important question is, does the point values change from the time you purchase your original points, i.e. same room same time of year 2006 56 points will it stay 56 points 20 yrs from now?? If not, what determines how much it would increase?

Next question, does anyone know how long before the next vacation club facility will open to maximize the 50yr window?

Next question, If you purchase from Disney will it be full face value meaning 250 pts at $100 a point would it be $25,000? Or would it be less than that. We noticed the resellers were selling that way.

Last question, is there any determination how much annual dues can be raised, is there a ceiling or is it completely disney discretion?

Any answers would be huge help, thank you!

 

[unixadm]

Total points for each resort stay the same. They can move them around.....for example....if a 1 BR villa is 30 points in April this year, and is 22 points in September, next year, they could change the April to 32 points, and September to 20 points. The total points for the resort will never change.

Read my thread Doing the math - The real cost/savings

Basically, if you purchase at the current $98/pp, then that is the cost....no hidden costs. There currently is a discount....they are giving a $8/pp discount...the way they do it, is still charge the $98/pp but apply $8/pp towards your downpayment, so the paperwork still shows $98 even though you only really paid $90/pp. Also, they just started giving away 2 free Annual Passes to WDW with the purchase.

 

[popsmensahbonsu]

Those annual dues are tied to maintenance and other operating expenses. The way you phrased it " At Disney's discretion" leads me to think you are asking if they could charge whatever they want. The answer is no, unless you think DVC would commit fraud. The average has been somewhere around 3% per year. There are histories on this somewhere. Being a new guy maybe someone else has a link handy. Point totals don't change. They can shift and here is an example: Lets say a one bedroom in value season goes for 20 points during the week and 40 points on the weekend. They could change that to say 22 during the week and lower the weekend to 38. Same points for a weekly total, just shifted. That example is simplistic and only based on a week, but you get the drift. The yearly total can't be upped just shifted. Hope this helps and my biggest advice would be to pick your home resort very carefully. We stayed at all of the DVC's before making a decision on our "home." Good luck and fire away with the questions.

 

[blitzenO]

hello thanks for the fast responses everyone.
Unixadm....I clicked your link but that the information provided really threw me. I was under the impression there were two cost....the intial buy in and the yearly dues.....I was not aware of a maint fee coud anyone explain what I am missing, please.

 

[popsmensahbonsu]

hello thanks for the fast responses everyone.
Unixadm....I clicked your link but that the information provided really threw me. I was under the impression there were two cost....the intial buy in and the yearly dues.....I was not aware of a maint fee coud anyone explain what I am missing, please.

You aren't missing anything. You buy in for the amount of points you want. You then pay your annual dues each year ( some call it maintenance fes).

 

[blitzenO]

Thanks Pops!

 

[twinklebug]

... Also, they just started giving away 2 free Annual Passes to WDW with the purchase.

I was to understand that the 2 free passes were for SSR add-ons only. Am I wrong?
- Cindy