Clean Deed?

[cubes]

I am starting the process of buying points for BWV resale, and I have a question about lien on the points. Could the previous owner have had a lien placed on it? If so, where would the lien be registered? With the county or with Disney?

I tried to search the archives, but I had no luck. Thanks!

 

[drusba]

Owners generally do not place liens on their own property. However, that owner could have had a mortgage lender or possibly a lien resulting from a divorce or to creditors. For lien information, if it has been filed, you would need to contact the applicable Florida recorder's office. Go here for on-line searches http://www.occompt.com/disclaimer.html; however, for final assurance you would need to check the actual files on the property.

 

[CarolMN]

Wouldn't title insurance uncover any liens?

 

[drusba]

Yes, paying for title insurance results in the title company doing a records search and then issuing insurance to protect the buyer if what they say as a result of their title search turns out to be incorrect. My impression was that the OP may be trying to avoid buying title insurance.