Childless and Moving On

I think a small re-sale would be a nice way to ease into DVC.

I think one of the things you need to think about is your vacation planning style. What do I mean? Well, do you know when you are going every year and can plan months ahead? It sounds like you do with birthdays and week before Christmas. If this is how you plan than the BEST BEST BEST piece of advice I can give is buy where you want to stay!!! This gives you the 11 month window so that you can secure the type of accomodations you want when you want them (like a 1-bedroom overlooking the boardwalk the week before Christmas :thumbsup2 )

If you are a last minute planner (which is how we tend to be) it doesn't really matter where you own as the advantage of the booking window isn't going to matter. Sometimes we decide two months out, sometimes we decided two days out and just call Disney to get into whatever is available (which lately has been Saratoga Springs :rolleyes: ). On occasion we've taken the family and have taken the time to "plan" the vacation and I was on the phone at my 7 month window getting those reservations. The problem with owning at Vero is that we can only take advantage of the 7 month planning window to stay at a different resort because you only get the 11 month advantage at your home resort.

Let me just say that December is a bear to try and get into any of the DVC resorts. It's a low point time and all of the Christmas decorations are up and this is the time many DVCers like to go. This is when if you knew you were going at Christmas (and I say Christmas but really mean the month of December) you could use your 11 month window and pretty much be guaranteed a room at the Inn.

We really don't mind a studio. Sure it's nice to have a 1 bedroom which provides and in-room washer and dryer and a working kitchen is a nice option as opposed to a kitchenette but a studio meets our needs and gets us more time in the World.

I love talking DVC so feel free to ask away.

You sound like us. For our Christmas trips, we have planned about 16 months out for long trips, but I have also planned a Christmas trip 4 months out for a short trip. I think if I had DVC, then we could just call and get whatever is avail, if we decide we want to take a long weekend away (I like doing that) just call and go, we have that flexability more with DVC then scraping money together for a room. My shortest window I have booked was 2 weeks out and at first there was nothing avail on property, then I called the next morning and got AS Movies. I think I am going to need ALOT of points. I want to go about 4 times a year (Spring, Summer, Fall, and Christmas) that sorta catches everything. I do use an ECV, so I need to be able to get around easily, but now with mom gone, we are more flexible, since I don't have to keep an eye on her (don't misunderstand, I would give my right arm to have her back).


I think DH and I are going to take the tour while we are there in December. I need some sort of idea. I really want to jump in right now, but I don't know what is stopping me, I do know, ME :confused3

Suzanne
 
The other thing that you'll need to consider is the dues. The more points you have, the more you owe in dues. Dues can be paid in one lump sum or you can have them withdrawn from your checking account monthly.

We have it withdrawn monthly and I'll tell you it goes up every year. I'm at work so I can't tell you what it started out as (I'll be glad to look it up when I get home) but now we pay $73.99 a month which equates to $887.88 a year.

Still, not bad when you consider you can essentially get 2, 3 or even 4 visits a year depending on how you use your points. And, the accomodations are deluxe.
 
The other thing that you'll need to consider is the dues. The more points you have, the more you owe in dues. Dues can be paid in one lump sum or you can have them withdrawn from your checking account monthly.

We have it withdrawn monthly and I'll tell you it goes up every year. I'm at work so I can't tell you what it started out as (I'll be glad to look it up when I get home) but now we pay $73.99 a month which equates to $887.88 a year.

Still, not bad when you consider you can essentially get 2, 3 or even 4 visits a year depending on how you use your points. And, the accomodations are deluxe.


I had been thinking about the dues issue, but could use my tax refund to pay that, or even pay it monthly, because I have spent alot more than $800 on accommodations this year alone. One more lure is the discount on AP's, that is a great incentive for me. I am a large girl, so I love deluxe for the bigger beds. I just don't know how much money I will be getting from my moms retirement cash in, since it won't be sent to me until early Spring, but I can afford a re-sale now to try it and I guess if I get what I think I am getting, I could buy me a really nice Birthday present when we go down in June.

How many points do you have? How do I figure out how many I need? I would really like to go 4 times a year, with probably 3 trips being only 3 days and 1 longer trip in December. How do you decide which resort to choose? I want to stay at all of them, with the exception of HH and VB, but those re-sales are dirt cheap right now. Is that something to consider? maybe buying a re-sale at HH or VB and get in cheap. My only trip that I plan relly far out is Dec. I usually only plan out the others maybe 2-6 months in advance.

I really am enjoying talking to you about this. It is gettng me more excited. I think Dh and I are going to talk to a guide on our Dec trip, just to get to look at what is avail.

Suzanne
 
I LOVE :love: the discount on APs. The APs through DVC are only $5.00 more than the Florida resident discount. Can't beat that.:thumbsup2

We have 150 points but we didn't get to use any this year. :sad1: So, I've banked them into next year. So, now I have 300 points to use. I will have to use at the least the 150 that I banked into next year because if I don't they expire and I will lose them.

Here is a DVC Point Chart http://www.wdwinfo.com/disney-vacation-club/DVCpoints.shtml. This can help you determine how many points you will need. The first thing you need to look at is when you like to go. I know you said Christmas. The month of December has tiers. Dec 1-14 takes the lowest amount of points. Dec 15-23 is the next higher tier. Dec. 23-31 is just ridiculously high points!! The whole month of January is the lowest on the charts as well as the month of September. So, look at when you want to go. The kind of accomodations you want to stay in (studio, 1-BR, 2BR, Grand Villa) and where you want to stay at. Make a mock up year of what you'd like to do and see how many points you come up with. This will help you determine how many points you'll need a year.

With our 150 points we usually end up staying at OKW because we get more bang for our point. The rooms are less points there (and they're also the biggest DVC rooms on property) which affords us more trips. If you're a last minute planner it's harder to have control over where you'll stay. You usually just get what's available which is generally Saratoga. :rolleyes: Saratoga is nice. There are people who bought there and love it there. But, we're all different and I don't really care for Saratoga but that's just me. I REALLY want to stay at Boardwalk but when it comes down to it I usually chicken out for the lower point OKW. I also want to stay at all of them but like I said (sorry, I guess I repeat myself) I can't justify spending my precious points. LOL!! :lmao:
 

Hi Suzanne -- How did your pretend planning go? How many points do you think you'll need? Inquiring minds want to know. :rotfl:

How has everyone's weekend been? I actually *feel* like I had a weekend. It just felt very relaxing. DH got home from work early on Friday and had the house cleaned by the time I got home!! :love: :banana: So, on Friday night we went to Lowe's and picked up a few things we needed then came back and caught up on some t.v. :happytv: and some reading.
Saturday, I was up bright and early (don't know why but I felt awake) so we made plans to go to town for the day and invited some friends to go. It was fun to hang out and we were able to check out a local farmer's market. Saturday night I was able to get some reading in. I've become very interested in the raw foods lifestyle. We're already vegetarian and the more I'm reading the more I believe that this way of eating is what would be best for me and DH is on board (bonus!! :woohoo: ). When I say raw, I do not mean meat or dairy products. It simply means that my vegan dishes wouldn't be prepared over 105 degrees.
Today, DH and I went to mass and then to the mall where DH picked up a cigar for the evening. It's a new hobby that he's getting into and now he really can't wait to go back to Disney so that we can go to Sosa's Family Cigars in Downtown Disney. We also went grocery shopping for all my new raw recipes.
I'm getting ready to go make a salad for my lunch tomorrow. I'm carrying around quite a bit of extra weight (I'm definately a pooh sized girl) which brings added health problems :rolleyes: for me. Let's say I'm not a "healthy" vegetarian but I'm trying.

Got home this evening to find that our dog got sick in the house. :sad2: I won't go into details but let's just say DH is my hero for having the stomach to clean it up. :worship: And to think I want to be a nurse! :eek: Really, generally I'm very good with this type of stuff but today when we walked through the door and my senses were aware of what happened, I just couldn't do it.

Well, I hope to hear from you all soon. Hope eveyone had a terrific weekend!!
 
Hey, so has everyone run off to Walt Disney World and forgot to tell me? :confused3

Where has everyone gone? I think I'm a thread killer. :scared:
 
Hi Disney Darling,I am here. I didn't get time to sit down and look at anything Disney related this weekend. I didn't leave work Friday night, or should I say Saturday morning until 12:15am. I was tired, but wired, so I watched a couple of hours of CSI: Miami (I'm in luv :love: with David Caruso).

DH took my van to the dealership to get my new starter and they didn't even have the part and couldn't contact the Warranty people, since they aren't open on Saturday. How stupid, they have known since last Mon/Tues that he was bringing it in. I told him I would find someone else to do it for less, to heck wit them. It took me awhile to get out of bed Saturday and then we didn't get out the door to run errands until about 1:30pm, that just put a wrench in my day. I am looking for a new SideBoard (buffet) for my dining room, since my stupid aunt took the one that was supposed to be mine (long story).Didn't find what I was looking for. Did some grocery shopping, by then, it was late. Didn't do much more than laundry and house cleaning yesterday.

Suzanne
 
Hi Disney Darling,I am here. I didn't get time to sit down and look at anything Disney related this weekend. I didn't leave work Friday night, or should I say Saturday morning until 12:15am. I was tired, but wired, so I watched a couple of hours of CSI: Miami (I'm in luv :love: with David Caruso).

DH took my van to the dealership to get my new starter and they didn't even have the part and couldn't contact the Warranty people, since they aren't open on Saturday. How stupid, they have known since last Mon/Tues that he was bringing it in. I told him I would find someone else to do it for less, to heck wit them. It took me awhile to get out of bed Saturday and then we didn't get out the door to run errands until about 1:30pm, that just put a wrench in my day. I am looking for a new SideBoard (buffet) for my dining room, since my stupid aunt took the one that was supposed to be mine (long story).Didn't find what I was looking for. Did some grocery shopping, by then, it was late. Didn't do much more than laundry and house cleaning yesterday.

Suzanne
Were you able to find someone else to fix your van? Don't you just hate slackers? I mean, it wasn't like you didn't give them enough time to get your part in.

So, we've had great news here at work. :mad: :guilty: My place of employment is making ALL employees from the president to the custodial staff take 5 days of mandatory leave!! :headache: :mad: Budget problems (or mismanagement of funds!!) of course. Thankfully, they don't have to be 5 days in a row. The other thing that burns my butt is, they want you to take the days so that they won't adversely affect your job duties!! :eek: :lmao: :eek: I just don't even know what to say about that!! I mean, they can adversely affect my pay and take my money but I can't take a day that might affect them in the wrong way. OOOOOOO KKKKKKKKKKK!!! I almost wish they'd lay me off and then I could go back to school.

So, as you can imagine, the morale is down around here. But, I do the best I can and I'm thankful I still have a job.
 
Were you able to find someone else to fix your van? Don't you just hate slackers? I mean, it wasn't like you didn't give them enough time to get your part in.

So, we've had great news here at work. :mad: :guilty: My place of employment is making ALL employees from the president to the custodial staff take 5 days of mandatory leave!! :headache: :mad: Budget problems (or mismanagement of funds!!) of course. Thankfully, they don't have to be 5 days in a row. The other thing that burns my butt is, they want you to take the days so that they won't adversely affect your job duties!! :eek: :lmao: :eek: I just don't even know what to say about that!! I mean, they can adversely affect my pay and take my money but I can't take a day that might affect them in the wrong way. OOOOOOO KKKKKKKKKKK!!! I almost wish they'd lay me off and then I could go back to school.

So, as you can imagine, the morale is down around here. But, I do the best I can and I'm thankful I still have a job.


A man my husband works with told him if he would get the part $89.00, he would help him put it on. The dealer wants $70 just for a system check and then the warranty (which is about to expire) has a $250 deductible. Guees how I am gonna get it done. Cheaper :thumbsup2

That must be awful, to have mandatory time off. I wouldn't mind some right now, but to not get paid, that is bad. I have a larger salary than DH, so it would be worse for me to be out, but aleast we have some money to live off of for awhile if that happens, just hope I don't have to use it. Do they really think that is going to help the situation?

I am thankful I still have a job, too, seeing I have been a slacker lately, I just don't have the get up and go, since mom passed.

Suzanne
 
Whoa, I almost couldn't find our thread because it was getting buried.

$89.00!! :woohoo: I love a deal!! Every penny helps right now. :rolleyes: Yes, the five days suck but it's better than me losing my job, I suppose. Course, if they laid me off, maybe I could go back to school for nursing. :idea: I shouldn't even say that. But, the bad thing with nursing is that they are pretty much day time classes. I can't quit my job right now to pursue something else and that's what I'd have to do.

The good thing about the five days is that they can be spread out. It won't really affect me either way as they're going to take 1.9% out of each of my paychecks starting 12/01/08-06/30/08. But, DH is a different story. He works hourly and when he takes off he won't get paid. We've decided that he needs to take a half a day every two weeks. We work at the same place if you couldn't tell. :laughing:

I could really use a vacation but now is not the time to be thinking that. :scared1:

Sometimes I wish we lived closer to Disney. It's really the only place I want to go to anyway. I don't think I'd want to live in Orlando because I like the idea of "going" to Disney (does this make sense?) but I would like to live w/in 3-5 hours of the front gate. That would so be doable on a 3 day weekend and such.

I'm trying to get my office straightened up today. It gets to the point where I can't put my hands on things and I'm only making my job harder by duplicating my efforts or losing important documentation. I need to get my act together.

Well, I hope to hear from you all soon. I was so excited when I found this thread but now it seems to be fizzling out. :confused3

But don't worry, PrincessSuzanne and I will keep the light on for ya'! :goodvibes
 
What? :confused3

Suzanne

That's exactly what I thought. What????? :confused3
I did a search on the username and they take part in threads like this that's why I didn't get it. :confused3

How are you doing? Yesterday was our 11 year anniversary!! :bride: :groom:

So I tortured myself by trying to buy a dress for a wedding I have today. :rolleyes: Nothing like waiting til the last minute but truth is, I don't want to go so subconsciously I think I put it off. I couldn't find a darn thing so, I'm going to just have to wear something I've got. I declared to DH after the 19th dress I tried that I WAS NOT going! :mad: He said that I was. :rolleyes:

Oh well, such is life!

Talk to you soon.
 
Hey, I have been crazy lately. I found out last week that I need a new heat and air conditioner for my house, fun, huh. Expensive is more like it. Guess I won't be visiting DVC at least for now. I have to have everything replaced. I am sure my grandfather did the work, but that was at least 30-35 years ago and there are 2 systems for the house, don't know why, only speculating that when it was added onto dgrandfather just added a second unit instead of tying the 2 together. I am going to get a duel fuel system and have 1 unit for the heat and ac for the whole house/in the past we have only heated and cooled half the house. I also have to have new ducts and they have to brought up to code. Sure wish I could win the lottery, I just thank God that I have the money to take care of it, I just don't need any more surprises. I am not going to seek out any more problems as I did with this.

I am spending the week packing for WDW and we leave at 5:30 Saturday morning for 9 glorious days. I am so looking forward to it, so are my cousin's children. Two have never been and the oldest has only been in June, so I am just excited to see their faces when they go into the MK for the first time :goodvibes

Our anniversary is today, 7 years for us. We will celebrate while at WDW, since we didn't get to this weekend. I had too many last minute errands to run, clean the house and have a breakdown over the heat/ac, and the car.


Suzanne
 
Happy Anniversary!!!!

I sure wish I was spending my weekend packing. :thumbsup2

The wedding was nice but DH managed to bring home a bug. Not sure if it's a stomach virus or the flu. He was sick to his stomach the first part of the morning but then he held onto the fever and the achey joints until the wee hours of this morning. His fever finally broke but he still has the achey joints. :confused3

I'm at work wishing I were home.

Have fun on your trip!! :banana:
 
Well, I think our thread has died. :confused3 :sad1:

I'll try one more time to revive it as I was so looking forward to other like minded individuals like myself.

Where to start, where to start. . .

Well, as you can see by my ticker, 2009 is the year that DH are going to be debt-free once and for all!! I say once and for all because we've been debt free before but we fell off the wagon and this has been a painfully slow process getting these debts gone!! But, this is the year!!

Christmas wasn't too good at our home. I had surgery in Atlanta with a specialist just a few days before and I was home on Christmas day but it was my worst day. I was in ALOT of pain and I was running a fever. I thought I was going to have to go back to the hospital. I didn't and thankfully, it was uphill after that and everyday I started feeling a little bit better.

I'm back to work now and we're as busy as ever. I could REALLY use a Walt Disney World vacation!! But, there's that whole debt thing. :rolleyes:

I went to a girls night game night over the weekend at my friend's and she had a girl there who is in the process of adopting two children. She's still, however, on the fertility merry go round. I explained our story and I told her I've finally made peace with not having children. She said, "Oh, I don't think that'll ever be me. I'll never be able to make peace with it". I remember that mindset but really, what's the alternative? Not making peace? Feeling crazy? :confused3

I'm reading the fourteenth installment of the Stephanie Plum series. Love those books. My friend is trying to get me to read the Twilight series. I just am not drawn to those. :confused3 I'm generally a self-help, "How To" book kind of girl.

So, what has been up with you all? I'm hoping that you've subscribed to our thread and will see my last attempt to keep us going.

Suzanne, how was your trip? Did you at least get to tour DVC? Inquiring minds want to know! :rotfl:
Hope you said "hi" to Mickey for me. :cutie:
 
Hi DD, I have thought about posting here, but I always get sidetracked.

December was run, run, run for me. Our trip was really nice, but I didn't feel well most of it, just kinda dragging. I don't do well with others running my show and my cousin did a good bit of that. We spent most of the time running from one ressie to the other (she'll listen to me next time). Now, I know why I don't have children. Her children were good, it was just restricting to me. Her oldest stayed with us for our last 2 nights and I can deal with her pretty easily, since we have taken her to WDW before and because she is 10. No, we didn't get to do the DVC tour. I did say hi to Mickey for you. Remember, I found out before we left that we had to have a whole new heating and air system in our house and that cost $6,000, so no DVC right now :sad2: Maybe sometime in the future :confused3

Christmas sucked without mom, I really miss her. DH and I spent most of it alone and that was fine with me. New Years was quiet, Dh had to work (I hate his boss) and I was home alone, nice, but not so much.

I spent alot of time reading, I bought the Love Comes Softly series by Janette Oke and have been steadily reading it. I think I am on the 4th book now.

DH and I went to Atlanta Saturday night for Monster Jam and got stuck in Downtown in the rain and decided to stop in Fairburn because he was exhausted and I was a nervous wreck.

I am trying to stop making myself feel so guilty about wanting to make more travel plans with DH. I don't knwo why I still feel this way. I did before because I didn't want to leave mom, but she isn't here now. I never wanted to travel as a child, becasue all we ever did was go visit my aunt in Atlanta, but now, I have the free feeling and I want to travel. I don't mean huge, expensive trips, just 2-4 day or weekend trips with DH. We don't have children and probably never will, so why am I feeling guilty :confused3 It isn't money, we can afford to do it, is it just residual guilt? Make it go away, there are so many things I want to see and do.

Please help me keep this thread going, I like having someone to talk to., since I don't have mom and I don't see Dh much during the week because of our schedules. I need a friend to talk to.

Suzanne
 
:hug: Suzanne, I'm so sorry to hear about Christmas. It must have been very hard for you. I'm here and I love to chat so we'll keep this thread alive and maybe along the way, we'll pick up a few more.

I remembered you saying about your heating and air but I was just hopin' you'd be able to do the DVC tour. The salespeople are low-no pressure sell and you get to see the rooms and lots of times they give you goodies like meal vouchers or fast passes. It's purrty cool. :thumbsup2

I know what you're saying about the children thing. I've been before with my friend and her children. While they were really well behaved (can't say so much for the friend :rolleyes: ) it's just different. Also, I know what you're saying about the ressies. We've done the DDP twice but I found that I wanted to get the most for our money so I had our day packed with ADRs. But DH and I are the type to make a plan, like we'll plan to do AK on Monday and Epcot on Tuesday etc., etc., but if the plan's not working or we just get a wild hair and choose to go tour the resorts or hop to another park we like the flexibility to do so. When we have ADRs we find ourselves being inconvenienced because we can't leave the park because we have our ressies in an hour but they want you to be there 20 mins. early and then there's the whole sitting through the meal when you would have rather left. . . you get the idea. They really tie us down and we just like to be flexible.

You are a girl after my own heart. I love little mini-getaways. :goodvibes I kind of understand the mental block for just doing it. This is going to sound kind of silly (putting myself out there and probably going to sound like a dork) but I had a hard time (I guess I still do) giving myself permission to do "fun" stuff during the week. Like going to the movies on a Tuesday or going to the mall on a Wednesday or just whatever. When I was growing up, we only did these type activities on the weekend. These are weekend activities and you can't do them any other time than the weekend. :sad2: During the week, we had school and then we came home, did homework, dinner and that's it! That was our Monday through Friday. When I got married and DH wanted to do these things on say a Thursday, I almost had panic attacks. I know that sounds silly and I'm really embarrased by it. And, I had this residual guilt that doing weekend activities on a school night/work night was somehow bad. I can't believe I just shared that!!!!! :blush: :blush: :blush: :blush: I still struggle with it :blush: but I'm learning that life is passing me by when I fall back into this stinking-thinking. I miss alot of fun and bonding moments with my DH when I hold myself to these crazy ideas.

I write all of this to say (if you choose to associate to this crazy girl :rotfl: ) that you are not alone. Old habits, old beliefs they are hard to overcome but you can do it. What I hate about myself is that going out and having fun and bonding with my husband are all good things there is absolutely nothing wrong with it, but I associate it with bad behavior. I told you it's silly but I guess everyone has their hang-ups. :upsidedow
So I say, let us both go out and get the most out of our short time on earth and let's not let ourselves sabotage our own lives. Make sense?

Well, I officially started this post at like 7:30 this morning and it's now 3:33pm. I'm at work and it's been a busy day!! :faint: Therefore, if parts of this post sound like they don't make sense, it's because I've been working on it a word at at time sometime.

Talk to you soon!!

DD
 
Hey DD, great to hear from you. I would love to keep this thread going. It is nice to have another woman to talk to, not that I don't love talking to DH, he just isn't always interesting and I tune him out most of time (shame on me):lmao:

Well, I don't mind ADR's, in fact I love the breakfast ADR's best, not so much into those fancy dinner menues. We prefer QS during our summer trips, except I get to pick a special character breakfast for my birthday, so I can be a child again, makes getting older more bearable :laughing:

We are going back in June for a fun filled, act like teenagers, wild, fun, all out trip for my 36th birthday (did I just say that), so I most likely will do a DVC tour then. I really wanted to in Dec, but I just felt bad, I think I was coming down with a cold with the change in temps from home to WDW. I know I was over exhausted from work and all the stress of the last few months and it just kicked my behind.


I am trying to give myself permission to take a mini-getaway, just can't decide where to go. I have to do this for myself and my marriage. My mom was a huge part of our lives prior to her death and now, I have to make that up to DH because for the most part, he was patient about always taking her with us everywhere, I would have regretted if I hadn't, and he seems to understand that now. I have a dear frind at work that lost her DH suddenly 3 yeasr ago and she says she regrets that there are things they wanted to do and didn't, so I am counting on her to keep me in check. I lost a friend in the shooting at the hospital I work at last March, then lost mom 5 months later, I can't keep putting off my life. You never know what tomorrow is going to give you. We aren't doing anything to prevent having a baby and by some miracle I guess we could, and that would change everything.

When I was off work over Christmas, we went go out to dinner a couple of times and it was really nice for a change. I work a different shift from DH, so we aren't really home together much during the week, but it would be nice to throw caution to the wind and go out. We usually spend all day on Saturday together, now his boss wants to be an a**hole and wants DH to work 6 days a week (Dh thinks they are trying to pull a fast one, like they usually do). They pick on him about our relationship and DH won't stand up for himself. The weekend is really the only time we get together, since I don't get home until midnight and he leaves for work at either 4:15 or 6:15 every morning. He will go with little sleep, so he can be up when I get home.

You aren't crazy. If you were, then I am too :upsidedow Work is about the only time I get to DIS, especially since my computer at home is on the fritz, until my teenager can fix it for me.

Now, you have to help me decide where to go for our getaway, I can't make up my mind :headache:

Suzanne
 
Heaven knows I've been guilty of tuning DH a time or two. ;)

I don't mind ADRs. In fact, sometimes they are a blessing like for character meals and such. But, when you have the DDP we had a table service everyday so everyday we had to plan to be somewhere (at least I felt like we did). I don't mind one or two sit-downs a trip w/ ADRs but those two trips when we did DDP felt like our days were dictated by ADRs and we had to plan around those meals. Does that make sense?

What do you do at the hospital? I just ask because I REALLY want to go back to school for nursing!!
nurse.gif
That's so scary that you had a shooting right at your work!! And even sadder that you lost a friend. :hug: This is a fear of mine, a shooting at work.

I'd love to help you plan for a getaway!! I'll live vicariously through you until I can get our debt gone. DH said yesterday he's thinking about picking up a part time job so that we can get this monkey off our back because he's ready for a vacation. I'll be so glad when I see my ticker start moving. It should very shortly. We just moved our debt to an interest free card and we're waiting to get everything set up online and get to paying it down.

Well, I'll check back in later. I've got to get some work done. We are understaffed and overworked. Some call it job security but I call it a headache :headache: sometimes.

Chat w/ ya' soon!:yay:
 


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