Disney's insurance now covers flights/airfare that you book on your own!! I just booked a vacation package through WDTC and I was going to decline the insurance, because I'm booking my flights through Jetblue. Disney doesn't book Jetblue flights. I was told not to worry, because if you book your own flights, they are now covered!! I called back after booking my vacation and spoke to another person to confirm. He told me this is a new change for 2007. Great news!!