CCV Direct or More Resale (CCV or SSR)

[Brian Noble]

Too much sugar for a dime. That's a lot of work for a benefit that is both marginal and hypothetical.

 

[eticketplease]

Too much sugar for a dime.

I know of one duck that would disagree...

 

[Brian Noble]

The Mouse would also disagree. But the Mouse and I have an adversarial relationship when it comes to money.

 

[airjay75]

Alright. I am tempted to change my spring break plans from 4 nights at BWV in a 1 BR and 4 nights at VB in a 1 BR to 8 nights in a 1 BR at SSR. Give SSR a real test drive. Or, could split the baby, keep my BWV and switch out VB to SSR. That might be the better move. Test out how I feel about walking to Epcot/HS followed immediately by the SSR bus loop and see just how much I value that park proximity.

 

[eticketplease]

Test out how I feel about walking to Epcot/HS followed immediately by the SSR bus loop and see just how much I value that park proximity.

I don't know about you but we have much more energy up front as we are excited to be back and then we relax more on the later portion of our trip.

If you are like us you might want to reverse it to start with busses at SSR to see how it really is when you want to get to a certain park and then end with a nice stroll or boat ride back to BWV at the end of an evening.

 

[AstroBlasters]

Alright. I am tempted to change my spring break plans from 4 nights at BWV in a 1 BR and 4 nights at VB in a 1 BR to 8 nights in a 1 BR at SSR. Give SSR a real test drive. Or, could split the baby, keep my BWV and switch out VB to SSR. That might be the better move. Test out how I feel about walking to Epcot/HS followed immediately by the SSR bus loop and see just how much I value that park proximity.

walking distance to two parks and then go visit the Ocean or…..

 

[airjay75]

I don't know about you but we have much more energy up front as we are excited to be back and then we relax more on the later portion of our trip.

If you are like us you might want to reverse it to start with busses at SSR to see how it really is when you want to get to a certain park and then end with a nice stroll or boat ride back to BWV at the end of an evening.

Not a bad idea, but I think BWV would be pretty tough to change at this point. Looks like a few days available Easter week in a 1 BR, but would have to waitlist.

 

[airjay75]

walking distance to two parks and then go visit the Ocean or…..

I know, I know, it is sort of crazy. There are a few other reasons I have thought about for switching - biggest one is that there is a possibility DW is going to have to fly back before the weekend for work, leaving me to corral the kids on my own (she's a nurse and it's her weekend to work, and hasn't been able to find a switch yet). I think I'd rather do that at WDW than the beach. Still, can't argue with the fact that I'd rather be at the beach than looking at a SSR fountain from my balcony.

 

[eticketplease]

I know, I know, it is sort of crazy. There are a few other reasons I have thought about for switching - biggest one is that there is a possibility DW is going to have to fly back before the weekend for work, leaving me to corral the kids on my own (she's a nurse and it's her weekend to work, and hasn't been able to find a switch yet). I think I'd rather do that at WDW than the beach. Still, can't argue with the fact that I'd rather be at the beach than looking at a SSR fountain from my balcony.

Do you normally rent a car? You will have to if you are leaving things as they are with VB. If you already have the car you might as well use it for SSR too to make things a little easier if you do decide to do the switch.

 

[Carouselofplanning]

I know, I know, it is sort of crazy. There are a few other reasons I have thought about for switching - biggest one is that there is a possibility DW is going to have to fly back before the weekend for work, leaving me to corral the kids on my own (she's a nurse and it's her weekend to work, and hasn't been able to find a switch yet). I think I'd rather do that at WDW than the beach. Still, can't argue with the fact that I'd rather be at the beach than looking at a SSR fountain from my balcony.

Don’t forget you can walk into the DVC office whenever you want and buy more points at Saratoga and then drive away on a surrey bike to celebrate!

 

[airjay75]

Do you normally rent a car? You will have to if you are leaving things as they are with VB. If you already have the car you might as well use it for SSR too to make things a little easier if you do decide to do the switch.

We do normally rent a car. Have been thinking about trying a car service for one of our trips since we don't really use the car very much, but that might be a nice reason to keep it.

Honestly, one thing I really liked about our 1 night stay at SSR this past weekend was being able to park so close to the room. When we checked out of our CCV 1 BR, instead of letting bell services do the work, I took all our suitcases to our car and then we drove to SSR. Loading at WL was much more difficult than unloading and loading at SSR.

 

[Brian Noble]

I *really* like having a car---I only skip it when (a) I am on a bonus keep-the-costs down trip or (b) I am staying at one of BCV, BWV, or RIV. For those three, there's not much reason to drive to EP and DS. Throw in the fact that it almost never makes sense to drive to MK unless you are taking the ferry or monorail on purpose, and there isn't much left to use it for.

I will admit that the last time I was there I really wanted to be able to a resort restaurant in the MK area, but that was a long time ago. With the addition of RIV and CBR on the Skyliner, that might be less of a deal.

That said, I did do a keep-costs-down trip at SSR one year, and the bus trips did not overly annoy me, so YMMV.

 

[Carouselofplanning]

Car is the move at Saratoga. You can park
right outside your building, it avoids you needing airport transportation and other than Magic Kingdom, YOU are the Disney transportation. Plus, if you’re looking to go to Universal (go check out Epic or Volcano Bay?) then the Saratoga trips with the rental car are the ones to tack that side quest onto.

 

[eticketplease]

Car is the move at Saratoga. You can park
right outside your building, it avoids you needing airport transportation and other than Magic Kingdom, YOU are the Disney transportation.

DS keeps knocking my rating down and I never get a tip either

 

[Chili327]

… none of that really gets at the core of my problem here. What points do I want for the long-term? When you buy direct, even at the O14 (other than PVB), the "drive off the lot" depreciation is significant. So, you sort of need to make sure that's what you really want. Way easier to change your mind on a resale contract, especially if you were able to get a pretty good deal on it.

Thats what really keeps me from ever seriously thinking of buying direct… it’s always tempting, but then it’s all just for something that may not matter 20 years from now. lol

 

[AstroBlasters]

Thats what really keeps me from ever seriously thinking of buying direct… it’s always tempting, but then it’s all just for something that may not matter 20 years from now. lol

FWIW, I don’t regret getting DVC-Y through my direct Aulani points for around $180pp without MB.

 

[LittleBitGoofy]

Would I be crazy to sell all 350 of my resale CCV points and buy direct SSR (at $150/point)? Yes, I would, right? Right?

View attachment 1046873

Gasp! Sell your CCV for SSR?? Sometimes I feel like I just don't know you... *checks notes* Oh wait, I don't.

We obviously doubled down on CCV with a direct contract there on those last round incentives to stack on our CCV resale. SSR is always tempting and getting it down to $150/pt for direct is a relatively good deal. But in the buy-where-you-want-to-stay game, I would rather be at CCV with my resale at 11 months than booking at CCV with my SSR when I could at 7 months. But I don't like the DVC Slots game without being really happy where my "stuck" spot is.

But if your goal is to have more direct and are happy with SSR, well then this isn't a bad scenario.

 

[airjay75]

Man, I am all over the place. @Girlstar30 - I say this in the most loving way possible, I feel like I am rivaling you for how many times I am thinking about changing my mind .

I woke up thinking, ok, SSR really doesn't make sense. You just don't get anything from SSR points. You can almost always stay at SSR with other points. The only real reason to own there is for a cheaper way to acquire points. Sure, I like SSR and wouldn't be unhappy staying there. But, I can probably say goodbye to 2 BRs at CCV most of the time. And holiday stays at CCV. And WL is a much more incredible resort than SSR - it just is, IMO.

I also keep trying to tell myself, direct points don't get me anything I don't already have. But, then there is that little voice in my head that says . . . "for now." And, then the FOMO kicks in. What if I regret not jumping on this while the opportunity is here? CCV has a fantastic points chart. It's the last of the O14 and, thus, has the longest contract life. The theming is incredible. The more I think back to my recent stay, the more I am remembering just how great the theming was. I think I do look forward to sharing the resort with my family for years to come.

But, all of that can be accomplished with resale CCV. I don't have to have direct CCV points for that. Then, I wander over to dvcforless.com, and see how much it would be to pick up some more resale points if I wanted to. I see the listings, look at the CAF, think about the haggling and resale process, and think, for about $10,000 more (per 150 points), I can just call my guide up this Saturday and, boom, it's done. No, $10,000 isn't nothing, but the contract has 42 years left on it - it's not so much when spread out over all those years.

Of course, I also give a little bit of a thought to the fact that "sold-out" pricing of CCV is $155. This incentive with this sale is $24/point. So, I suppose if I end up regretting passing this up, that's about $3,600 (per 150 points) more to purchase at full "sold-out" pricing. TBH, if I take the extra cash I'd be spending to get direct, just keep it invested, that amount of money can be made pretty quickly - OTOH, DVD will likely raise that "sold-out" price at some point, and that means less years of use out of those points, so then I'm back to the notion that the cheapest time to buy, if I want to do it, is today.

I also think, well, if I end up regretting buying more direct points, what would be the best way to hedge. Maybe only buy 150 points during this flash sale instead of the 300 I was initially thinking. Or, maybe break the points up into smaller contracts for ease of resale. If I get 150, should I do 3x50, 2x75, or 1x100 and 1x50? If I get 300, should I do 2x150, 4x75, or 2x100 and 2x50? Then I'm over on the site sponsor looking at their opinions of value on the differing sizes of contracts, but who knows whether that trend will be true 10-20 years from now. So, why spend the extra money to break up the points for some theoretical potential future value. Just don't buy a single 300 point contract, and it's probably fine.

Ok, thanks for reading my mental mind dump. I welcome any thoughts, advice, or words of wisdom. Can't promise I'll listen, but I really appreciate hearing other people's thoughts.

 

[airjay75]

Gasp! Sell your CCV for SSR?? Sometimes I feel like I just don't know you... *checks notes* Oh wait, I don't.

Made me laugh . I think I'm off of SSR (at least for the moment). You just don't get anything for SSR points other than a cheaper buy in price. And, WL is clearly a much more incredible resort. I think SSR is perfectly fine, and will enjoy staying there, but it just is not the same as CCV and WL.

 

[Carouselofplanning]

Man, I am all over the place. @Girlstar30 - I say this in the most loving way possible, I feel like I am rivaling you for how many times I am thinking about changing my mind .

I woke up thinking, ok, SSR really doesn't make sense. You just don't get anything from SSR points. You can almost always stay at SSR with other points. The only real reason to own there is for a cheaper way to acquire points. Sure, I like SSR and wouldn't be unhappy staying there. But, I can probably say goodbye to 2 BRs at CCV most of the time. And holiday stays at CCV. And WL is a much more incredible resort than SSR - it just is, IMO.

I also keep trying to tell myself, direct points don't get me anything I don't already have. But, then there is that little voice in my head that says . . . "for now." And, then the FOMO kicks in. What if I regret not jumping on this while the opportunity is here? CCV has a fantastic points chart. It's the last of the O14 and, thus, has the longest contract life. The theming is incredible. The more I think back to my recent stay, the more I am remembering just how great the theming was. I think I do look forward to sharing the resort with my family for years to come.

But, all of that can be accomplished with resale CCV. I don't have to have direct CCV points for that. Then, I wander over to dvcforless.com, and see how much it would be to pick up some more resale points if I wanted to. I see the listings, look at the CAF, think about the haggling and resale process, and think, for about $10,000 more (per 150 points), I can just call my guide up this Saturday and, boom, it's done. No, $10,000 isn't nothing, but the contract has 42 years left on it - it's not so much when spread out over all those years.

Of course, I also give a little bit of a thought to the fact that "sold-out" pricing of CCV is $155. This incentive with this sale is $24/point. So, I suppose if I end up regretting passing this up, that's about $3,600 (per 150 points) more to purchase at full "sold-out" pricing. TBH, if I take the extra cash I'd be spending to get direct, just keep it invested, that amount of money can be made pretty quickly - OTOH, DVD will likely raise that "sold-out" price at some point, and that means less years of use out of those points, so then I'm back to the notion that the cheapest time to buy, if I want to do it, is today.

I also think, well, if I end up regretting buying more direct points, what would be the best way to hedge. Maybe only buy 150 points during this flash sale instead of the 300 I was initially thinking. Or, maybe break the points up into smaller contracts for ease of resale. If I get 150, should I do 3x50, 2x75, or 1x100 and 1x50? If I get 300, should I do 2x150, 4x75, or 2x100 and 2x50? Then I'm over on the site sponsor looking at their opinions of value on the differing sizes of contracts, but who knows whether that trend will be true 10-20 years from now. So, why spend the extra money to break up the points for some theoretical potential future value. Just don't buy a single 300 point contract, and it's probably fine.

Ok, thanks for reading my mental mind dump. I welcome any thoughts, advice, or words of wisdom. Can't promise I'll listen, but I really appreciate hearing other people's thoughts.

Remember if you sell contracts there’s now a CAF. And it’s $500. For now. 50 pointers may go down in value the higher that fee goes. Maybe break up contracts in slightly bigger chunks?