Car rental insurance

[mamabear0222]

What is your personal take on this?
I find of course all rental car companies want to upsell upsell upsell.

Well with my auto policy it extends over to my rental vehicle.
however does NOT include any loss of use (so that would be out of pocket)
And I've heard some horror stories how the rental companies try to ding you for that if the car does have to be repaired and you are losing money.

Do you typically take the extra coverage?

If my policy currently covers Collision and Comp should that be good enough?
(knowing fully it's a personal choice)

Like everything, insurance is only great if you have to use it lol

 

[OKW Lover]

I never take the extra insurance, but I'm willing to take the risk.

 

[mamabear0222]

I was just reading the different insurance coverage and it seems no one addresses loss of use

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[DVC-Don]

Loss of use is often covered by your credit card. Check with them. I never buy the options from a rental company.