Here is what my AAA conformation says:
12 nights Disney Animal Kingdom (Aug 5-17th)
Savannah View
10 day park hopper
AAA member benefits
DISNEY TRAVEL INSURANCE
Magic Express Tranfers
TOTAL COST $4025.14
21FEB (2005) $200
03FEB (2007) $50
30APR (2007) $650
AMOUNT DUE $3125.14
The years arent actually on the conformation, but thats when I paid those amounts. I didnt make any other payments between 2005 and 2006 because we had to keep changing our dates.
NOW, with that said. When you go to Disneyworld.com, and do
AKL Aug 5-17th
Savannah View
10 day park hopper tickets
Just the basic magic your way package (NO DINING)
Trip Insurance
And take 15% off for the room
I was on there the other day and it showed savannah view rooms, but their not on there today. I guess their all taken up. Soooo, I did different dates, for value season Sep 2-14th. Everything the same as above. It actually came out to be $4039.02. So about $10 more then what Im paying. Not sure why the price difference, maybe the ticket prices go up some or something
But point is, that right there just shows you that we have NOT been charged extra for the insurance. Now if we had to pay extra, some of the money we had already put on there, would have paid for the insurance from the past 3 yrs therefor making it where our balace would be more then what it is right now, the $3125.