Can you use personal checks in WDW?

[RN jld]

Ahhh!!! We leave early Thursday morning and I lost my debit card...only me. Of course the replacement one won't arrive until after we leave. I have a good amount of cash that I am planning on taking and a few gift cards but can I use personal checks or is there a place where I can cash a check just in case?

 

[BigAlsGal]

Ahhh!!! We leave early Thursday morning and I lost my debit card...only me. Of course the replacement one won't arrive until after we leave. I have a good amount of cash that I am planning on taking and a few gift cards but can I use personal checks or is there a place where I can cash a check just in case?

I'm gonna say no.

 

[btk2333]

I would assume you could? Although I have no idea- I can't remember the last time I used a personal check for anything

 

[Alesia]

Nope.

 

[Belle5]

Could you go to your grocery store or Target that sells Visa gift cards and purchase (and then register online) several $500 gift cards (whatever budget you have) to take with you? You should be able to purchase those with a check.

 

[Marlyn]

Did you do online check in with a credit card on file? In 2014, I realized when I was on the plane that I had forgotten my bank card and credit card at home. I had some cash, but not much. Luckily I had done online check in and everything was charged to my room with the visa I had put on file. I was there for 2 weeks with only $300 cash and luckily I was saved by the card I had on file

 

[Alesia]

Did you do online check in with a credit card on file? In 2014, I realized when I was on the plane that I had forgotten my bank card and credit card at home. I had some cash, but not much. Luckily I had done online check in and everything was charged to my room with the visa I had put on file. I was there for 2 weeks with only $300 cash and luckily I was saved by the card I had on file

If the card she lost is the card on file, that won't work - the bank has certainly cancelled that card.

 

[zaccaglin]

No you cannot. Travelers checks yes but not personal.

 

[onenursebrandy]

Walmart will cash a check for $3....but I would second the "card on file" suggestion.

 

[Marlyn]

If the card she lost is the card on file, that won't work - the bank has certainly cancelled that card.

Well, that's a good point....I guess maybe go to the bank and get travellers checks. That's probably best bet.

 

[bucky1023]

Some banks will give you a new card right at the branch no waiting for delivery. It will be a different # so if you have anything linked to it (auto paying any bills) you will have to make changes, but you will have a card in hand

 

[MaryLovesPoohBear]

I've cashed a check at my resort.

It was a couple of years ago, but they didn't bat an eye.

 

[Happyinwonerland]

This thread has me envisioning OP pulling a Clark Griswold and grabbing money out of the hotel cash register on the way to Wallyworld.

 

[Alesia]

Well, that's a good point....I guess maybe go to the bank and get travellers checks. That's probably best bet.

Prepaid visa gift cards are much easier than travelers checks.

 

[Paigesmom2013]

Could you buy a bunch of Disney gift cards at your local Walmart or Target and use a check? Those Prepaid Visa and Mastercard are a pain. You always have to know your balance pretty much.

 

[fla4fun]

Obviously you didn't mention who you bank with, but did you check to see if there is a branch in Orlando? When I am traveling out of state, I always check to see if there are branches of my bank nearby in case I have an issue.

According to Disney's website, they will cash checks at the front desk of the resorts for SunTrust customers only. There is also a SunTrust branch across from Disney Springs - they might cash a check for a fee. However, Disney will cash travelers checks - so if you go that route you could convert them to cash before heading out for the day. They note that there is no fee for cashing travelers checks up to $100, but over $100 there is a fee. There is a Banking Services section under Guest Services on the WDW website.

 

[Gracie09]

Ask the bank to send it to your hotel. Amex offered to overnight me a card when ours was compromised at the airport on the way down to Disney. I came off the plane to multiple text voicemails etc from them. The only reason I used it was it was the only way to do curbside check in for JetBlue. Grrrr. Anyway they offered to overnight my new card to me at no charge

 

[btk2333]

Do you not have a credit card? It is risky to link your debit card to your hotel reservation anyway due to the different consumer protections in debit cards vs credit cards

 

[Alesia]

Do you not have a credit card? It is risky to link your debit card to your hotel reservation anyway due to the different consumer protections in debit cards vs credit cards

I completely agree with this. Having someone steal your credit card info sucks, but it can be sorted out in a few hours. Having someone steal your debit card info and wipe out your bank account is a disaster. Yes, you will eventually get it sorted out, but it can take weeks. Meanwhile, your account is frozen and you can't pay your bills. Don't use a debit card.

 

[RN jld]

I have a credit card but only keep a small limit on it for emergencies, and never use the charging privileges because I would probably spend way more that way. I found a branch about 40 minutes away that could print a card for me so now we are good to go!!!