There are people - alot of people that live pay check to pay check just to survive...there is nothing left to save for when you are trying to keep everything going... a roof over your head, the lights on, food on the table...
People seem to be twisting my belief that you should prepare and be held accountable if you don't for a complete lack of understanding.
It is a fact that many of those currently effected by the shutdown could be much better prepared having been taught better money management skills.
The majority of government workers are the middle class, they are not living below the poverty line, but many are living above their middle class means.
Why? Because they have not been taught the skills necessary to properly manage money.
http://press.careerbuilder.com/2017...Workers-According-to-New-CareerBuilder-Survey
A lot of people is 78% of people in America live pay check to pay check.
ONE way to start solving that problem is to start teaching people how to manage their money. Schools need to teach more real life money management skills. How to set a budget, how to stick to that budget, how to balance a checking account, etc. That is not the only way the problem will be solved but it will certainly help.
Poor money management skills are not limited to those living in poverty. From the article I linked:
Nearly one in 10 workers making $100,000+ live paycheck to paycheck, twenty-eight percent of workers making $50,000-$99,999 usually or always live paycheck to paycheck
Sure some of them will have extenuating circumstances but for the majority, they just suck at managing their money.
From the same survey:
Still, despite financial woes, there are certain things employees aren't willing to give up. When asked what they'd absolutely not give up, regardless of financial concerns, employees cited:
- Internet connection: 54 percent
- Mobile device (smart phone, tablet, etc.): 53 percent
- Driving: 48 percent
- Pets: 37 percent
- Cable: 21 percent
- Going out to eat: 19 percent
- Traveling: 17 percent
- Education: 13 percent
- Buying gifts for people: 13 percent
- Alcohol: 11 percent
The average American does not have the skills necessary to properly set a budget and stick to it. I think that is a shame and that the education system should tackle the problem.
That does not mean I don't have empathy for those suffering.[/QUOTE]