I for one think Disney needs an alternate way to take dining credit's then. Because excuse me. Some of us Paid purposely for the dining plan because HELLO I won't just have an extra 100 for a meal when I planned it to be paid on the plan that I already paid for.. sorry this in my eyes is a stupid mistake and issue that Disney needs to get fixed asap. I have folders with the cash I am using, those are my tips. I also have money set aside for the 1 or 2 meals we are doing without the dining plan. But that is not for food I should have already had paid for from the dining plan. It is extremely irresponsible on Disney's side to not have this fixed.