DS is having some trouble in school this year. We are in the process of having him tested for learning disabilities. We wanted to cover all the bases so we took him to Huntington Learning Center to be evaulated. I got the results back today. He needs 130 hours of tutoring. It's going to cost 7k. If we pay all up front we get a 10% discount. That comes to just a few hundred $ lower than the cruise vacation I was going to pitch to DH tonight. Scrap that plan. It looks like our plans for an out of country vacation may be scratched for next year. The closest we may be getting to a foreign country might be the world showcase. We would only needs a room and money for food. Luckily right now we have some extra money set aside for taxes so we can pay upfront. DH's bonus next year can replace the money. Last weekend the cars needed $800 of work to be able to pass inspection. When it rains it pours.